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Great Spree with an asterisk (update delete * :)

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-Wade-
Valued Contributor

Re: Great Spree with an asterisk (update delete * :)


@RecoveredDebtaholic wrote:

Went for it tonight...

 

Current Cards

AMEX USAA 20k

BOA 500.00 (CLD 2011)

Citi 500.00 (CLD 2011)

AU Citi Hilton 13.5k

AU USAA World MC 15k

AU Cap1 QS 2300.00

 

Tonight in order

Discover it Pending Review (recon 7.5k)

Chase Freedom 10k

Amex Blue Cash everyday 10k

Boa Cash Pending Review (recon 12.5k)

Cap One QS 10k

Sallie Mae MC 10k

Citi TYP System Error didn't go through (not pursuing)

 

Hoping the Discover and BOA come through but pretty pleased with the results.

I currently have zero balance on all my older accounts so I plan to get creative with these new cards to put some miles on them and PIF monthly, I pay all my bills 1st of the month BOA Checking so I'll spread some of that around to paying utilities, mortgages automatically via the new cards and then pay the new cards via BOA bill pay, more to track but I think it will be a good exercise for the cards and earning rewards while I do it.

 

For the curious, the two 500.00 CLD's are among my oldest accounts so I'm keeping them but they are basic cards with no perks so that's why I didn't go for CLI on those.

 

Comments and questions are welcome.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 21 of 25
Anonymous
Not applicable

Re: Great Spree with an asterisk (update delete * :)

 

I feel that i was right from the post about which CC companies pull which Bureaus. thanks so much.

 

I knew Cap1 pulls all three & so does Chase. Discover is EQ;

 

I knew Citi was EX however, surprised they pulled EX & EQ

 

 

Which city/state was this app spree in? how long ago

 

I did go on chase and applied for Chase Freedom knowing well my EQ/TU are frozen.Is it possible they never got my app. I applied using the Pre-Qualified button which showed Freedom card eligbility.

They show no entry on any of my CRA;s.

 

 

Message 22 of 25
RecoveredDebtaholic
New Contributor

Re: Great Spree with an asterisk (update delete * :)

Thanks x 2
This on June 30, 2014, all within an hour or so.
11 days ago, I have all cards in hand already except for Citi TYP.
Location Illinois
TU FICO 10/2/14 826
Message 23 of 25
One7
Valued Contributor

Re: Great Spree with an asterisk (update delete * :)

Wow! Congratulations on all your success!  Very impressive

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 24 of 25
CreditUnionFan
Valued Contributor

Re: Great Spree with an asterisk (update delete * :)

Congrats on your approvals, and pending reviews!

 

On the BoA, if you take a HP, you can ask for a CL. I had a BoA card stuck down at like $1500, and with one HP got it back up to $20k!  It's an old BoA/FIA card with a 5.9% APR, so if I ever need a BT, it's a great card to keep, and goes back till '99 for me.

 

The bummer is you need to take a HP. With Citi, you can ask for CLIs via SP, but it may take a while.

I was going to garden... Honest!
Message 25 of 25
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