HSBC Platinum Mastercard approved

[youdontkillmoney]

I used to have a Platinum MC rewards from HSBC until Capital One bought them out and the card became a Quicksilver card with the same $20K limit.

I thought HSBC did not issue CC in the US anymore since Cap one bought them out, but I was able to at their website

So I applied and after about a week, I signed into my online account with them (have online checking and savings with them but just keep $100 in their to maintain that account), and this morning . . . .

My new HSBC Mastercard account appeard, looks like I got approved but the credit line is a stingy $2,750 but at least I got my foot in the door again.

(you have to be an existing HSBC customer to apply, I happened to have open an online checking and online savings account with them, no min bal or monthly fees, so free to have open)

[BigBS]

Congrats!  Benefits of the card?

[youdontkillmoney]

Thanks, features of the card:

Competitive everyday rates

• No annual fee1
• No foreign transaction fees1 on card purchases made in a foreign currency
• 0%1 Introductory APR on credit card purchases and balance transfers for 12 months from Account opening. After that, a variable APR of 12.99%, 16.99% and 22.99%1, will apply
• Additional cards for family members at no additional cost1

Cash or Fly Rewards

New HSBC Platinum MasterCard with Cash or Fly Rewards customers can earn 2X Reward Points on all purchases for the first six months from the account open date. Afterwards, you will earn one Reward Point, for every $1 in new, net retail purchases. Your Points never expire, and there's no limit to the amount of Points you can earn. How you use your Points is up to you.

• Redeem Points for 1% cash back or
• Fly anywhere, anytime on just about any airline, with no blackout dates or seating restrictions. You can travel with as few as 7,500 Points on almost any major airline.

Fraud Protection2

• $0 Liability, on unauthorized purchases
• Purchase Protection on purchases that are stolen or damaged
• Identity Theft Resolution provides you with an ID Theft Affidavit should you become the victim of Identity Theft

Travel with extra coverage2

• Roadside Assistance should your car need to be towed or repaired
• Travel Assistance Services for help with lost/stolen travel documents and luggage, a network of physicians and attorneys worldwide

https://www.us.hsbc.com/1/2/home/personal-banking/credit-cards/platinum-mc-cash-fly/details

[baller4life]

News to me. Didn't even know they were still issuing cards. Congrats!

[BigBS]

Interesting.  Was excited until I saw the redemption value was half of the earnings.

[alvon123]

congrats

[-Wade-]

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@youdontkillmoney wrote:

I used to have a Platinum MC rewards from HSBC until Capital One bought them out and the card became a Quicksilver card with the same $20K limit.

I thought HSBC did not issue CC in the US anymore since Cap one bought them out, but I was able to at their website

So I applied and after about a week, I signed into my online account with them (have online checking and savings with them but just keep $100 in their to maintain that account), and this morning . . . .

My new HSBC Mastercard account appeard, looks like I got approved but the credit line is a stingy $2,750 but at least I got my foot in the door again.

(you have to be an existing HSBC customer to apply, I happened to have open an online checking and online savings account with them, no min bal or monthly fees, so free to have open)

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Congrats on your approval

[gdale6]

Grats OP

[Anonymous]

Cngrats! I always liked HSBC and they treated me well. I even asked them to keep my HSBC AX $10K CL and 7.9% purchases and my HSBCE Platinum MasterCard Cash with $7.5 CL and 13.9% purchases. No luck. Closed them immediately as I did not want to deal with Capital One.