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Hightest CL for Macy's/CLI question

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CostantinoA
Established Contributor

Hightest CL for Macy's/CLI question

What is the highest limit someone has?  When asking for a CLI, should you always ask for a limit very high and hope the counter offer?  Should you stick to like 30-50% of your current limit when asking?  I just don't want to ask for too much and get turned down when they would have approved me if I would have asked for less.  I started out with 300 2 months ago, then brought it up to 500 at the beginning of this week and by the end of this week with out me asking, moved it to 1000.

Experian - 531
Transunion - 540
Equifax - 533

Chapter 7 filed 06-2019
Chapter 13 filed 04-2024
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1 REPLY 1
Anonymous
Not applicable

Re: Hightest CL for Macy's/CLI question

3/15 - $600
Today - $15k

I just ask with and hope for counter. Asked for $30k when limit was 11k on Monday and was advised account was too new for anything so high, even with HP.

I decided not to do it, but when CMS reported HP the next day, I called in and asked for $15k - approved. Probably left money on table, but rule of thumb: AIM FOR THE STARS, YOU MAY STILL LAND ON THE MOON
Message 2 of 2
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