@Brooklyn2018 wrote:Congrats on your approval, B!!👍👍👍
With MyFICO knowledge in your blood, there's no TELL'N where that limit will end up being. Madone! Forgetaboutit! 😉
I❤️NY
It ain't going nowhere untill I get these last baddies taken care of.
@Brian_Earl_Spilner wrote:
@Brooklyn2018 wrote:Congrats on your approval, B!!👍👍👍
With MyFICO knowledge in your blood, there's no TELL'N where that limit will end up being. Madone! Forgetaboutit! 😉
I❤️NY
It ain't going nowhere untill I get these last baddies taken care of.
I heard that. I've got a few(CO's out of SOL) myself...reason my scores are held hostage
....just waiting in the garden.
>
@Brian_Earl_Spilner wrote:I needed a Hammer Drill. Sync gave me 7-10 day for Lowe's so I said YOLO. I didn't expect to be approved, but I'm not planning to app for a while so _ _ _ _. The reason I didn't think I would be approved is the other day when I apped for Macy's, I did the Home Depot prequalify first and got nothing. I know they have different underwriting, but they're both CBNA, so why not? Second reason is I got $300 at Macy's, so I figured I was tapped for them. Since I was planning to spend over $1k, I gave it a shot for the 6 mos 0%. Got approved for $500 so I maxed that out. It didn't tell me anything about 0% so I hope it's there. Won't be able to look until I get my card.
Stay Gucci, my friends.
EX: 649 FICO 8
Inquiries: 18
Scorable inquiries: 6
AoOA: 21 yrs, 8 mos
AAoA: 6 yrs, 5 mos (I'm not doing the math for this)
AoYA: 0 mos
Auto Loan: 75% utilization
Lates: 6 over 3.5 years old
Chargeoffs: 1 open for $1400 total
Collections: 3 open for $1500
Utilization w/ chargeoff: 8%
Utilization w/o chargeoff: 0.003% (reporting as 0)
Income: $67,555
DTI: 0.009%
Congratulations!
Updated original post to show they pulled EX Bankcard 8
Congratulations on your approval!!!
