How current is CB info when CC pull for Apps?

[CreditCuriosity]

Scores DO matter when you are talking about a mortgage though for the rate.  This is CC reated though

[Anonymous]

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@CreditCuriousity wrote:

Scores DO matter when you are talking about a mortgage though for the rate.  This is CC reated though

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According to the Mortgage broker the wife and I have been talking to, ~640 is the baseline to Qualify for ~4.5% Mortgage. Income and job security fill in the gap there.

[jimmyt2003]

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@Anonymous wrote:

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@CreditCuriousity wrote:

Scores DO matter when you are talking about a mortgage though for the rate.  This is CC reated though

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According to the Mortgage broker the wife and I have been talking to, ~640 is the baseline to Qualify for ~4.5% Mortgage. Income and job security fill in the gap there.

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When I was mortgage shopping they were score crazy!, thanks for reminding me.

[Anonymous]

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@jimmyt2003 wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

Scores DO matter when you are talking about a mortgage though for the rate.  This is CC reated though

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According to the Mortgage broker the wife and I have been talking to, ~640 is the baseline to Qualify for ~4.5% Mortgage. Income and job security fill in the gap there.

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When I was mortgage shopping they were score crazy!, thanks for reminding me.

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We've been doing a little shopping too. This flat we live in now (Free and clear, btw) isn't big enough to raise kids in, and naturally, Wives tend to want kids eventually.

So there we are.

[jimmyt2003]

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@Anonymous wrote:

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@jimmyt2003 wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

Scores DO matter when you are talking about a mortgage though for the rate.  This is CC reated though

---

According to the Mortgage broker the wife and I have been talking to, ~640 is the baseline to Qualify for ~4.5% Mortgage. Income and job security fill in the gap there.

---

When I was mortgage shopping they were score crazy!, thanks for reminding me.

---

We've been doing a little shopping too. This flat we live in now (Free and clear, btw) isn't big enough to raise kids in, and naturally, Wives tend to want kids eventually.

So there we are.

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Very true, been there and good luck !

[Anonymous]

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@jimmyt2003 wrote:

As a point my recent approval score on my amex was 772 with the lender and 709 with Walmart, 715 with discover and cs gives me a 635 as you can see with me those scores are all over the place.

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Doesn't mean much since Amex probably used your Experian score while Walmart and Discover give you your Transunion score. I'm assuming CS means Credit Sesame? If so, that's a fako score. I'd bet nearly everyone has differing scores on all the bureaus.

[skigirl916]

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@Anonymous wrote:

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@CreditCuriousity wrote:

Scores DO matter when you are talking about a mortgage though for the rate.  This is CC reated though

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According to the Mortgage broker the wife and I have been talking to, ~640 is the baseline to Qualify for ~4.5% Mortgage. Income and job security fill in the gap there.

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Well sweet baby J, that's about the best news I heard all day!

I'm a poet and didn't know it...

[Anonymous]

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@skigirl916 wrote:

I'm a poet and didn't know it...

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I'm against picketing, but I don't know how to show it.