How often will Macys Amex give CLI

christine123 · ‎06-11-2025

I was Just approved for Macys Amex. I've already started using it. It's a very low SL of $1500. I was Denied a CLI. Does anyone know if they give automatic increases or how long to wait to request again? The store card just gave me automatic increases back in the day

JoeRockhead · ‎06-11-2025

Based on past posts you should be able to request a CLI after 90 days. Some say they have been successful every 90 days after that numerous times. Here is a recent post discussing it.

christine123 · ‎06-11-2025

@JoeRockhead wrote:
Based on past posts you should be able to request a CLI after 90 days. Some say they have been successful every 90 days after that numerous times. Here is a recent post discussing it.

Thank you! I'll wait 90 days and try again

pip3man · ‎06-12-2025

@christine123 in the past year and beyond, I used to get a CLI on my Macy's card every 32 days. That went on for a while until I reached $12k or so then it kinda switched to a 90 day period. My card started out at $300 and I recently got it up to $22k although I had to request a manual review after the CLI was auto declined. So that's an option available although not widely known cos I only found out by chance.

Check this post out: https://ficoforums.myfico.com/t5/Credit-Cards/Has-Macys-Citi-changed-CLI-timeline/m-p/6717920#M18571...

christine123 · ‎06-12-2025

@pip3man wrote:
@christine123 in the past year and beyond, I used to get a CLI on my Macy's card every 32 days. That went on for a while until I reached $12k or so then it kinda switched to a 90 day period. My card started out at $300 and I recently got it up to $22k although I had to request a manual review after the CLI was auto declined. So that's an option available although not widely known cos I only found out by chance.

Check this post out: https://ficoforums.myfico.com/t5/Credit-Cards/Has-Macys-Citi-changed-CLI-timeline/m-p/6717920#M18571...

Oh thank you! I'll try for every 32 days and see. I do remember after a couple of months the store card would just raise it. Never had the Amex though. Congrats on all your CLIs! Seems like it happened so quickly.