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I bit the bullet!

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Anonymous
Not applicable

I bit the bullet!

Finally took the plunge and app'd for Amex BCE. 

 

I was instantly approved for $2k. Not really happy with the CL, but I suppose I can try for 3x CLI in 61 days. This is my first Amex... any possibility of reconning the limit?

 

Data points!

Did not prequal for anything on the site.

727 EX as of today (from CCT)

10 inqs/24 months. 7/12 months. 6/6 months.

3% UTL.

6 new revolving accounts & 1 new car loan in the last 12 months.

No baddies.

 

Happy to be "in" with Amex. And we will certainly make use of the rewards since we have a large monthly grocery/gas spend, but I didn't want to commit to a $75 AF.

 

Message 1 of 12
11 REPLIES 11
B335is
Moderator Emeritus

Re: I bit the bullet!

Congrats! A few years ago BCE was my goal card with Amex, I was so proud when I got approved finally.
Message 2 of 12
Anonymous
Not applicable

Re: I bit the bullet!

Yeah, it certainly feels good. And I'm happy to have all the big guys now. Amex, Discover, Visa and MC.

Just wish the CL was a little higher.

 

But I really CAN'T complain. Amex denied me in June and I'm just happy to have them smile down upon me. Smiley Wink Smiley LOL

Message 3 of 12
Anonymous
Not applicable

Re: I bit the bullet!

Congrats!

Message 4 of 12
alextercero
Super Contributor

Re: I bit the bullet!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 12
OmarGB9
Community Leader
Super Contributor

Re: I bit the bullet!

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 12
Anonymous
Not applicable

Re: I bit the bullet!

Aw I'm so glad that you got the card you wanted! It will definitely grow with you. Congrats!!!
Message 7 of 12
Anonymous
Not applicable

Re: I bit the bullet!

Congrats! I was so happy when I got approved for both BCP and PRG and it was my first time app with no preapproval Smiley Happy

Message 8 of 12
joshkm
New Contributor

Re: I bit the bullet!

Congrats on the approval!

 

It really is a good feeling of accomplishment to get in the door with Amex. I never thought I'd get my BCE. Treat her well and your limit will grow in no time!

Message 9 of 12
Anonymous
Not applicable

Re: I bit the bullet!

Thanks everyone! I'm getting pretty excited about getting this baby in the mail.

Message 10 of 12
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