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I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

tag
webhopper
Moderator Emeritus

Re: I'm getting an Amex itch...help me

congrats!! Welcome to the Amex Family!

FICO 8:
Goal: Gardening!
Message 11 of 27
swpopham
Established Contributor

Re: I'm getting an Amex itch...help me

congrats!! just 3 days too late for a killer set up!

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 12 of 27
Anonymous
Not applicable

Re: I'm getting an Amex itch...help me

Congrats! I'm hoping to join the Amex family in December 2013 too!

Message 13 of 27
Cdnewmanpac
Established Contributor

Re: I'm getting an Amex itch...help me

1. Congratulations. If you choose a card that matches your spending and use it wisely, it will grow nicely with you.

2. I'm sorry I waited to get home, because I wanted to suggest another (any other, honestly) amex product. The underwriting requirements for Blue Sky are the same for any of their other top revolvers and the Blue Sky benefits are "meh" (as the kids say). 1 point/dollar, redeed 7500 points ($7500 in spending) for $100 statement credit against designated travel expenses. So you spend 7500, then at least 100 more on tickets, hotels, etc. then ask for the credit, then get it. So 1.33 pts/dollar, but in 7500 point increments. I know it is too late now, but if you travel a lot, the SPG is a much better general spend card. If you don't travel a lot, the BCE is a much better general spend product. You can't PC to a card with an annual fee for a year, but you can probably PC to a BCE at any time. Please consider it, as we see so many people who app for amex cards that don't fit their spending and are then disappointed with the rewards. For MOST people, BCE is a better product and has the same underwriting.

3. Either way, enjoy the card. The company is great, the customer service is first rate and things like "sync" and "small business saturday" can really add cash.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 14 of 27
adavis425
Established Contributor

Re: I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

Congrats and welcome!!Smiley Tongue

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 15 of 27
rtw
Established Contributor

Re: I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 16 of 27
Anonymous
Not applicable

Re: I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

@cdnewmanpac I don't travel alot all all. I was wanting to earn the points to be able to travel more. So did I choose the wrong card? If so, would I be able to switch to the blue card everyday? That's bce right? Would I be inviting trouble if I wanted to switch? I get so confused with all the cards that amex offers
Message 17 of 27
Anonymous
Not applicable

Re: I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

Congrats

Message 18 of 27
wallyworld123
Frequent Contributor

Re: I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

Congrats very happy for youSmiley Happy

Message 19 of 27
nicholasyud
Valued Contributor

Re: I'm getting an Amex itch...(Edit) APPROVED for BLUE SKY!!!)

Congrat snowww

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 20 of 27
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