IKEA Projekt Card CLI...with a catch...

cynicaldragon83 · ‎08-10-2023

Did my monthly bashing of the LUV button on my Comenity cards.

The good:

The Bad:

I got it in November 2022 with a $1,300 limit, so at least I got another $1K with the hard pull. Util has been 15% - 20% as I've been using a 0% promo for stuff I had to buy for my place. EQ FICO has been hovering around 680.

A win is a win, I suppose.

Now if only they'd increase the other Comenity cards I have lol

JoeRockhead · ‎08-10-2023

The hard pull is a bummer, but congratulations on the nice CLI!

KingRue8500 · ‎08-10-2023

Congrats on your IKEA Projekt CLI

Blender · ‎08-10-2023

@cynicaldragon83 wrote:
Did my monthly bashing of the LUV button on my Comenity cards.

The good:

The Bad:

I got it in November 2022 with a $1,300 limit, so at least I got another $1K with the hard pull. Util has been 15% - 20% as I've been using a 0% promo for stuff I had to buy for my place. EQ FICO has been hovering around 680.

A win is a win, I suppose.
Now if only they'd increase the other Comenity cards I have lol

congrats!

I got the 7-10 day message a few days ago but all 3 CBs are locked. I was sub-650 when I was approved for 7,000 so I'm not gonna push it, I dont need more than 7k lol

10/2024

nytokyobred79 · ‎08-10-2023

Congrats on your cli even though you got that hp. At least, it was successful.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $216,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $70K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

Rdbeetle · ‎08-10-2023

Even though a hp sucks, congrats on the CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 803

SUPERSQUID · ‎08-11-2023

CONGRATS !!!!!

I just read another post where a person got a cli on a comenity/bread cc with a soft pull, that comenity/bread is all over the place when deciding sp or hp.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 5300, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 2850

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017

CreditMagic7 · ‎08-11-2023

Congratulations on your IKEA Card CLI!

AlanGJP · ‎08-11-2023

@SUPERSQUID wrote:
CONGRATS !!!!!
I just read another post where a person got a cli on a comenity/bread cc with a soft pull, that comenity/bread is all over the place when deciding sp or hp.

Yup. I just did an IKEA/GoodSam back to back CLI. IKEA was a HP, GoodSam was a SP. Previous CLI was the same. At this point I'm fairly convinced IKEA is a HP CLI now.

Personal Cards:

Business Cards:

Closed Cards:

Data Points:

Last Updated: 2023/11/09

NoMoreDebt · ‎08-13-2023

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL