IT Approval Process

[estukay]

This happened to me too.

I applied and got the pending message and to submit two proofs of attending my school. 

I uploaded and was approved next morning. 

I'm preety sure it's a good sign!

Good luck.

[Eyisila]

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

Thanks to everyone on this thread and everyone on this forum!!!!!

[Eyisila]

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

[Eyisila]

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

[Kenny]

---

@Eyisila wrote:

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

Thanks to everyone on this thread and everyone on this forum!!!!!

---

Congrats!

[Eyisila]

Just wanted to give an update and ask a question. 

Got the card today, $500 limit and all that good stuff.  Can finally get rid of the Cap 1 Secured (AF coming up in May). 

Just wondering when is an appropriate time to request a CLI - 3 months?  6 Months? 

Also, would it be a problem if I actually have no income, as of right now it's my DH income that is the household income due to school and a new baby

Thanks a bunch!!

[-Wade-]

---

@Eyisila wrote:

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

---

Congrats on your approval

[-Wade-]

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

[gdale6]

---

@Eyisila wrote:

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

---

[gdale6]

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

[Eyisila]

Thank you for the kind words.

One other question, maybe for a new thread....what would you say chances are I can get a Citi Student card?

Per Discover paperwork 631 TU, EQ ScoreWatch 606, EX per myfico 644

Thanks again and very excited!

[newhis]

---

@Eyisila wrote:

Just wanted to give an update and ask a question. 

Got the card today, $500 limit and all that good stuff.  Can finally get rid of the Cap 1 Secured (AF coming up in May). 

Just wondering when is an appropriate time to request a CLI - 3 months?  6 Months? 

Also, would it be a problem if I actually have no income, as of right now it's my DH income that is the household income due to school and a new baby

Thanks a bunch!!

---

They told my DW that she can ask after 90 days.

[alvon123]

---

@Eyisila wrote:

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!

---

congrats

[alvon123]

Thanks everyone for the kind words and positive words.

Sorry for the late update, but I got home and had some errands to run .  Well I just got off the phone with them about 15 minutes ago and am still in a bit of shock.  They just wanted to verify my name and birthday and the kind rep on the phone said I was approved for $500!  All I have to say is OMG!

I just started rebuilding at the beginning of this year.  Same story as most everyone.  I have a couple of store cards recent (cart trick), NFCU secured with DH (2 years), goRewards $4000 (was majorly shocked when this was approved 1/2014), and Cap 1 Secured (2 years) Cap 1 QS1 (12/2013).  Baddies but working on those as we speak.  Just recently I joined the 600 club when EQ Scorewatch jumped from 597 to 606.  So I now have EX (via MyFico 3/14) 644, EQ(ScoreWatch) 606, TU (SP loan app declined, stated they use FICO score) 631.

I am majory excited, shocked, happy, and any other good word that escapes me right now. 

OOPS posted twice...Sorry

Thanks to everyone on this thread and everyone on this forum!!!!!