cancel
Showing results for 
Search instead for 
Did you mean: 

In with nfcu on second attempt

tag
Creditwiser
Valued Contributor

Re: In with nfcu on second attempt


@cship10 wrote:

Congrats on your approval!!!! I started with a 500 dollar limit with navy on the cash rewards in October and got a soft pull instant cli to 22k after this last account review. Credit has improved greatly but all you need to do is use the heck out of the card, and pay it multiple times a month and you will see it grow FAST!


Same story here. 1K SL and within no time it seemed I was at 22k.  Congrats OP !  

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 11 of 19
Rebuilding69
Established Contributor

Re: In with nfcu on second attempt

Congrats, they are a great outfit imo. They gave me a real CC when literally no one else would when I was in the mid 500s a year ago. They are now my biggest credit line by far(35k with them), and it really does amaze me every time I think about it considering I still have several major derogs listed, & still consider myself rebuilding. I've also never found a cranky CSR yet when calling them.



Message 12 of 19
gingerflower
Senior Contributor

Re: In with nfcu on second attempt

congratulations welcome to the Nfcu family.
Message 13 of 19
trant3
Established Contributor

Re: In with nfcu on second attempt

Comgrats! They gave me $15k in CLIs in less than a year, amazing.

Amex Bonvoy Brilliant $5k, Expedia OneKey $30k, Fidelity $23.5k, FNBO $15k, Universal Studios Visa $15k, G-Bank $15k, Mesa Homeowners Visa $20k, FourLeaf FCU $35k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $19k, Citi Double Cash $16k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, AMEX Hilton Aspire $18k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Flagship $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Citi SYWM $1k
Message 14 of 19
Anonymous
Not applicable

Re: In with nfcu on second attempt

Congrats.
Message 15 of 19
Anonymous
Not applicable

Re: In with nfcu on second attempt

My wife started at 500 and within 6 months was at 10k so take good care of it and you will be rewarded.  Do a search for the thread entitled NFCU CLI Guide by CreditAddict.  Follow CA's advice and you'll be in great shape.

Message 16 of 19
Anonymous
Not applicable

Re: In with nfcu on second attempt

My wife and I both have the card hopefully we can share the same stories as you guys in 6 months!!
Message 17 of 19
Anonymous
Not applicable

Re: In with nfcu on second attempt


@Anonymous wrote:
My wife and I both have the card hopefully we can share the same stories as you guys in 6 months!!

I started at 2k and my next CLI was to 10k and followed by 12.5k followed by 15k. Give it time and enjoy it!

Message 18 of 19
OmarGB9
Community Leader
Super Contributor

Re: In with nfcu on second attempt

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.