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Interior FCU Approval

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Fortunate2017
Established Member

Re: Interior FCU Approval

If i remember correctly when I spoke to the representative I was told they use EQ 9 for all credit products.  I will ve


@bachi607 wrote:

Ohh even for Credit Cards they use EQ Fico 9? Thanks

 



If I'm recalling correctly the Rep told me they use EQ9 for all credit products.  I will verify when they call about my membership and post an update.

CapOne Venture 3.3K; CapOne Venture 2.2K; Apple Card 1K; Barclay 1.2K; Hughes FCU 1.5K; Randolph Brooks FCU 1.5K; NFCU Platinum Visa 1K; NFCU Flagship 6K; DCU Platinum Visa 10k; PenFed CU Power Cash Visa 15K; Tower FCU 5K; NIHFCU 11.5K; Macys 500; Citi Shell 800; Care credit 6K; Amex Plat; First Tech Choice 35K; First Tech PLOC 1K; Dover FCU 20K; PSECU PLOC 20K; US Bank Cash plus ;,PayPal 2.8K
Message 11 of 35
MCM1
Regular Contributor

Re: Interior FCU Approval

Is it a soft or hard pull to join? 

Message 12 of 35
cashorcharge
Community Leader
Super Contributor

Re: Interior FCU Approval

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 13 of 35
pip3man
Valued Contributor

Re: Interior FCU Approval


@MCM1 wrote:

Is it a soft or hard pull to join? 


I indicated in the original post that it is a HP on EQ but then again I simultaneously applied for membership and credit at the same time

Message 14 of 35
pip3man
Valued Contributor

Re: Interior FCU Approval


@winner88 wrote:

Congratulations! Did you get the same $25k limit?


Yes the loan officer first called me to ask some identity verification questions. Upon answering those, she said I should give her about an hour or 2 to be done working on the application. About 10mins later she calls back and verbally provides me with the $25k approval amount. Then I went online to check and the status changed from Pending to Instant Approved with the same amounts.

Message 15 of 35
CreditAggie
Community Leader
Super Contributor

Re: Interior FCU Approval

Congratulations on you Interior FCU approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 16 of 35
nytokyobred79
Valued Contributor

Re: Interior FCU Approval

@pip3man Congratulations on the awesome SL and approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Savor(pc’d from Venture Rewards)- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 17 of 35
Janneman
Valued Contributor

Re: Interior FCU Approval


@pip3man wrote:

CD53645F-9837-4E71-82B4-6D767723BFEF.jpegCD53645F-9837-4E71-82B4-6D767723BFEF.jpeg

So after having a bad experience using movecu preapproval process, I decided to apply directly with the CU. HP on EQ. Had to submit paystubs, W2 forms and DL. Application was pending for like a day. Received a call from a representative to answer some security questions and was told I'd hear back in a day. Just now got a call back from a nice loan officer who informed me that application has been approved. This would be my highest limit!


Very nice...how many weeks paystubs and how many years' of W-2s they asked for?

Message 18 of 35
KingRue8500
Senior Contributor

Re: Interior FCU Approval

Congrats on your Interior FCU approval




Message 19 of 35
Janneman
Valued Contributor

Re: Interior FCU Approval


@Janneman wrote:

@pip3man wrote:

CD53645F-9837-4E71-82B4-6D767723BFEF.jpegCD53645F-9837-4E71-82B4-6D767723BFEF.jpeg

So after having a bad experience using movecu preapproval process, I decided to apply directly with the CU. HP on EQ. Had to submit paystubs, W2 forms and DL. Application was pending for like a day. Received a call from a representative to answer some security questions and was told I'd hear back in a day. Just now got a call back from a nice loan officer who informed me that application has been approved. This would be my highest limit!


Very nice...how many weeks paystubs and how many years' of W-2s they asked for?


OP is not around, I guess...Anyone else knows about it if you did go thru the whole process with this CU??

Message 20 of 35
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