Interior FCU Approval

[pip3man]

I was asked to provide my most recent or last paystub and 2021 W2 form only. 

[bachi607]

Hi,

I have applied membership 2 weeks ago, approved with SSN copy and DL, applied for CC with same member service rep for $15000( I know I have high 600s for EQ FICO so quoted less matching with other existing cards), It's approved today after submitting latest paystubs.

[Janneman]

---

@bachi607 wrote:

Hi,

I have applied membership 2 weeks ago, approved with SSN copy and DL, applied for CC with same member service rep for $15000( I know I have high 600s for EQ FICO so quoted less matching with other existing cards), It's approved today after submitting latest paystubs.

---

congrat... were u not asked for w-2s as other member reported earlier?? maybe it has to do with income?? how many paystubs were asked for?

[bachi607]

nope, could be depends on type of income, if employed moslty they won't ask W2 but I have applied for PLOC and Signature PL , they may ask me but i have them ready anyways if asked - Thanks

Last 2 paystubs

[mfinsmi1]

@bachi607 What do you mean by "if employed mostly they wont ask for W2" - like if u have a normal job lol?

[bachi607]

I meant if self employed they most definitely ask w2 if Salaried with an employer then they are mostly good with POI

[nizywiththegliz]

How Long did it take for members services to reach out? I applied for Card and membership at the same time. The loan officer hit me up the next day and approved me right after i sent two paystubs. She said pending your membership approval your card is all set. I've emailed members service twice now, no response been like 5 days. 

The loan officer also said something like "Let me know when they approve it"  which I thought was odd verbage. 

[Traveler101]

Congratulations! 

[pip3man]

---

@nizywiththegliz wrote:

How Long did it take for members services to reach out? I applied for Card and membership at the same time. The loan officer hit me up the next day and approved me right after i sent two paystubs. She said pending your membership approval your card is all set. I've emailed members service twice now, no response been like 5 days. 

The loan officer also said something like "Let me know when they approve it"  which I thought was odd verbage. 

---

I had the same experience and just providing a general update on this thread. As y'all know, I was first approved for $25k but at the time of my credit approval, the membership app was still pending. I was told the same thing and was pretty confident my membership app would be approved with no issue. I was wrong! About 1 or 2 days later, I was contacted and denied for Chex system inquiries. Then they  proceeded to revoke the approved credit application altogether. Member services take their precious time to respond to eMessages, sometimes they won't even respond at all. So if you have a bunch of inquiries or other negative info on Chex, might be worthwhile not wasting ya time applying for the credit card. Cos if credit app is approved but membership gets denied, you're at a loss! Good luck, I hope you have a better outcome than I did!

[CreditMagic7]

Enjoy that approval @pip3man - seems progress is being very good for you. Congratulations as always!