cancel
Showing results for 
Search instead for 
Did you mean: 

Inverted App Spree with Sensitive Lenders

tag
blindambition
Senior Contributor

Re: Inverted App Spree with Sensitive Lenders

Congrats on the approvals and successful recon!!! Time to chill in the garden! Don't wanna have a Chase shutdown. Enjoy!

Smiley Happy

Message 11 of 16
Ficoproblems247
Valued Contributor

Re: Inverted App Spree with Sensitive Lenders

That USB recon story is insane! From 0-10k in 1 phone call! Congrats on some awesome approvals! Smiley Happy



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 12 of 16
JoeLuvsHisCredit
Valued Contributor

Re: Inverted App Spree with Sensitive Lenders

Congratulations

Message 13 of 16
cashorcharge
Community Leader
Super Contributor

Re: Inverted App Spree with Sensitive Lenders

That's terrific!  Congratulations on your approvals!! 🎉🥂

Message 14 of 16
zerofire
Valued Contributor

Re: Inverted App Spree with Sensitive Lenders

Thank you all for your kind words and kudos. I took a nap and had almost 20 of the later.

 


@blindambition wrote:

Congrats on the approvals and successful recon!!! Time to chill in the garden! Don't wanna have a Chase shutdown. Enjoy!

Smiley Happy


@blindambitionI assure you that Chase is unlikely to do that. They have been trying to sweet talk me in every phone call about how much they like being my lender. I do plan on taking a good long break because my only really wanted card that I drool over is the AOD Signature Visa. As it stands I will need 6-8 months to fix the paperwork issue to apply there again.

 

@Ficoproblems247 wrote:

That USB recon story is insane! From 0-10k in 1 phone call! Congrats on some awesome approvals! Smiley Happy


@Ficoproblems247I guess my profile speaks for itself. That or I am very convincing when nervous. Might be the 10 years of on time payments that changed their tune for all I know. Regardless if you walk in fully prepared for the worst you will definitely be pleased with the results when the problem is super simple like a phone call. I ended up getting a pep talk from @FinStar in the Applications section before I was slightly comfortable to make the call. It was my first recon ever.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 15 of 16
MartyWrite75
Valued Contributor

Re: Inverted App Spree with Sensitive Lenders

Congratulations on your approvals!  Nice haul!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 16 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.