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Jumped from the garden for this

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Established Contributor

Re: Jumped from the garden for this

Congrats on your new card and awesome SL!!! 😎
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 11 of 33
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Super Contributor

Re: Jumped from the garden for this

congrats!

Message 12 of 33
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Senior Contributor

Re: Jumped from the garden for this

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 13 of 33
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Valued Contributor

Re: Jumped from the garden for this

Congrats on the new approval! 




UNpopular opinions have served me well and will offer that which has worked for me.
Message 14 of 33
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Valued Contributor

Re: Jumped from the garden for this


@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


You have never heard of Quicken??? Do you mean you never heard of a quicken credit card? I do not know how you could possibly not heard of the Quicken money management software. How is that possible?

TU fico08=823 02/27/20
EX fico08=813 02/13/20
EQ fico08=826 03/05/20
EX fico09=821 03/04/20
EQ fico bankcard08=849 02/25/20
Message 15 of 33
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Established Contributor

Re: Jumped from the garden for this

Congrats!!!











Current

Goal Cards

Message 16 of 33
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Valued Contributor

Re: Jumped from the garden for this


@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


That is about average for me on starting limit, but I never get a CLI. I am a strict transactor, and usually even make multiple payments each month. That works real well for fico scores, and starting limits, but also causes CLI denials on a consistant basis. When the issuer looks at my highest balance on their card and see that it is 800 dollars on a 11,400 limit, they deny the CLI. They give the reason as "you have not utilized enough of your existing credit limit with us" I do understand their logic based on how I use credit cards, so I usually just accept the fact that my starting limit will be the forever limit on my cards.

TU fico08=823 02/27/20
EX fico08=813 02/13/20
EQ fico08=826 03/05/20
EX fico09=821 03/04/20
EQ fico bankcard08=849 02/25/20
Message 17 of 33
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Senior Contributor

Re: Jumped from the garden for this


@sarge12 wrote:

@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


 Do you mean you never heard of a quicken credit card? 


Lol! The card

(Edit to addSmiley Happy  We've been using same acct. firm since 1985, so I'm not current on anything Quicken tbh.

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 18 of 33
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Senior Contributor

Re: Jumped from the garden for this


@sarge12 wrote:

@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


 I am a strict transactor, and usually even make multiple payments each month. That works real well for fico scores, and starting limits, but also causes CLI denials on a consistant basis. 


Hmmmmm, didn't know that either.  Might splain some thangs for me.

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 19 of 33
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Valued Contributor

Re: Jumped from the garden for this

I've been using Quicken for years and when they transitioned to subcription model I just ddn't upgrade.  Still using 2017 H&B version and it's working just fine for managing things.  Of course the benefits of the newer models are the updates for tax laws but, really not worth the fees they want for a subscription when you can just put the info into a website and double check where you're at for the year.  

 

It's always been a bit glitchy when it comes to bank web updates but, that's just how it is and it's not worth paying more $ for the same experience.  They took on the model of Office 365 vs a local install to try to strong arm people into annually updating to the newest version.  I've been curious if thye implemented a light frontend and have the core of the program running online or what the deal is but, still not enough to actually buy a license for it.

500K+ TCL / 800+ FCOs
Message 20 of 33
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