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Just Applied for Key Bank Card...status pending!!

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B335is
Moderator Emeritus

Just Applied for Key Bank Card...status pending!!

Just cold app'd for a regular old Platinum MC and application is in progress, they pull EQ and I had 4inq on it before this app.  I wonder how long before a decision is reached?

Message 1 of 55
54 REPLIES 54
axledobe
Frequent Contributor

Re: Just Applied for Key Bank Card...status pending!!

We turn you loose for 5 minutes and look what happens.  Going for the old school Platinum, eh?  

 

It could be like my Citi app on Friday where I got so nervous I totally failed to put in a phone number of any kind on the app.  LOL

 

I'm presuming there's no backdoor number you can call?  Did they give you an app number where you can check the status?  For your sake, I hope it's not a true 7 to 10 day'er.....


FICO SCORES: TU 769; EX 790; EQ 790 ***Gardening indefinitely***



Message 2 of 55
B335is
Moderator Emeritus

Re: Just Applied for Key Bank Card...status pending!!


@axledobe wrote:

We turn you loose for 5 minutes and look what happens.  Going for the old school Platinum, eh?  

 

It could be like my Citi app on Friday where I got so nervous I totally failed to put in a phone number of any kind on the app.  LOL

 

I'm presuming there's no backdoor number you can call?  Did they give you an app number where you can check the status?  For your sake, I hope it's not a true 7 to 10 day'er.....


Smiley LOL

 

I know they pull EQ and that has the fewest inq lol.  Yes they give 18 digit app ID, but it says they are reviewing it and will email me when it changes.  They ask me to list out my monthly payments and lendors, it is a lengthy application.

Message 3 of 55
Ron1
Super Contributor

Re: Just Applied for Key Bank Card...status pending!!

I am keeping my fingers acrossed for you. I hope you would get approved.  I think PNC CashBuilder Visa Signature card is better. I got approved for $14.4K  last December.

 

 

Ron.

Message 4 of 55
B335is
Moderator Emeritus

Re: Just Applied for Key Bank Card...status pending!!


@Ron1 wrote:

I am keeping my fingers acrossed for you. I hope you would get approved.  I think PNC CashBuilder Visa Signature card is better. I got approved for $14.4K  last December.

 

 

Ron.


PNC I heard is very conservative?

 

I think it might be denial since the Charter One bank was denied last week and they pull my EQ.

Message 5 of 55
Ron1
Super Contributor

Re: Just Applied for Key Bank Card...status pending!!


@B335is wrote:

@Ron1 wrote:

I am keeping my fingers acrossed for you. I hope you would get approved.  I think PNC CashBuilder Visa Signature card is better. I got approved for $14.4K  last December.

 

 

Ron.


PNC I heard is very conservative?

 

I think it might be denial since the Charter One bank was denied last week and they pull my EQ.


I don't know too much about them. I got approved for the card at the first time. It is easy because I am the current PNC customer and I already have PNC card with them.

 

It might not be the denial. Look at your Vitacost MC. It gave you 7-10 message. You got approved at the end. I am still waiting for 2 pending apps. I can say it could be denial. Think positive. 

 

 

Ron.

Message 6 of 55
yudeology101
Senior Contributor

Re: Just Applied for Key Bank Card...status pending!!

Keeping my fingers crossed for you buddy!  Keep us updated, best wishes!!!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
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Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 55
B335is
Moderator Emeritus

Re: Just Applied for Key Bank Card...status pending!!


@yudeology101 wrote:

Keeping my fingers crossed for you buddy!  Keep us updated, best wishes!!!!


Thanks Smiley Happy

Message 8 of 55
axledobe
Frequent Contributor

Re: Just Applied for Key Bank Card...status pending!!

Sounds like an in depth app, for sure.  I wish you the best.  Fingers crossed hoping for an approval for you!

 

 


FICO SCORES: TU 769; EX 790; EQ 790 ***Gardening indefinitely***



Message 9 of 55
B335is
Moderator Emeritus

Re: Just Applied for Key Bank Card...status pending!!


@Ron1 wrote:

@B335is wrote:

@Ron1 wrote:

I am keeping my fingers acrossed for you. I hope you would get approved.  I think PNC CashBuilder Visa Signature card is better. I got approved for $14.4K  last December.

 

 

Ron.


PNC I heard is very conservative?

 

I think it might be denial since the Charter One bank was denied last week and they pull my EQ.


I don't know too much about them. I got approved for the card at the first time. It is easy because I am the current PNC customer and I already have PNC card with them.

 

It might not be the denial. Look at your Vitacost MC. It gave you 7-10 message. You got approved at the end. I am still waiting for 2 pending apps. I can say it could be denial. Think positive. 

 

 

Ron.


I wonder who PNC pulls in MI haha??  Only one entry in creditpulls

Message 10 of 55
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