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Just got approved for the CSP - recon question

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Anonymous
Not applicable

Just got approved for the CSP - recon question

I just called earlier today and found out I was approved for $5,000. How good are they with recon'ing initial credit limits? Any tips on what I should say? Thanks!

Message 1 of 18
17 REPLIES 17
uswala
Senior Contributor

Re: Just got approved for the CSP - recon question

Congrats!

Message 2 of 18
ojefferyo
Valued Contributor

Re: Just got approved for the CSP - recon question

It all depends on your credit profile and if you have any other trade lines with higher limits

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 3 of 18
coldnmn
Mega Contributor

Re: Just got approved for the CSP - recon question

Congrats! You could try for a CLI and it may result in at least 1 HP with no guarantee you will get it. Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 18
Anonymous
Not applicable

Re: Just got approved for the CSP - recon question

They would pull another hard inquiry even though I just  got approved today? Sounds awful lol. I wonder if it's even worth it to try. How soon after account opening can you request a CLI?

Message 5 of 18
alextercero
Super Contributor

Re: Just got approved for the CSP - recon question

Congratulation

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 18
jakemod1
Regular Contributor

Re: Just got approved for the CSP - recon question


@Anonymous wrote:

They would pull another hard inquiry even though I just  got approved today? Sounds awful lol. I wonder if it's even worth it to try. How soon after account opening can you request a CLI?


You can do it right away. Call the credit analyst recon backdoor number. It will require another HP, but no guarantee for an increase. 

Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 7 of 18
Anonymous
Not applicable

Re: Just got approved for the CSP - recon question

Congrats, they reconned me 6-10k via secure message 2 days later

Message 8 of 18
Anonymous
Not applicable

Re: Just got approved for the CSP - recon question


@Anonymous wrote:

I just called earlier today and found out I was approved for $5,000. How good are they with recon'ing initial credit limits? Any tips on what I should say? Thanks!


If they'll leave your HP's alone i'd do so, if not. Tell em maybe later and thank you for your time.

Message 9 of 18
Anonymous
Not applicable

Re: Just got approved for the CSP - recon question


@Anonymous wrote:

I just called earlier today and found out I was approved for $5,000. How good are they with recon'ing initial credit limits? Any tips on what I should say? Thanks!


Congratulations!...Thanks For Sharing.Man LOL

Message 10 of 18
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