Just got in with Sync, should I ask again?

[cuthatcard]

1st card, since '97, TU score was 723, asked for 10,000 for Care Credit,  countered with $ 9,600.00, took it ! 

My EQ has 2 baddies I've been waiting for 3 months to fall off, has a 576 score, EX,(635)  has one of those baddies that will fall shortly, as soon as the next reporting period for the CA's reporting period which will be Oct 15th. 

Just wondering if I should try another Sync card  (which one ) or wait on those baddies to fall off and try for better options with Cap-1 ?

Cap-1 pre-equal is offering the QS-1(with annual fee) and the Platinum card. 

Not really interested in a store card. 

Advice from the FICO folks ??

[Anonymous]

Well it depends.... are there any Synchrony cards that fit your needs? If so, I would say you should apply. They tend to pull TU and your score is great.

But don't apply for too many Synchrony cards in a short period of time. You don't want to fall victim to the "blue envelope". 

[Anonymous]

I would go with Cap 1. It's not wise to put all your eggs in one basket (lender). Plus Sync has been a little moody lately. Broaden your profile with another lender.

[Anonymous]

NO

Unless, of course, you want an AA with SYNC

[cuthatcard]

No..no blue envelope or AA !!

Just wanted to see if you guys thought the time was right for 1 more Sync card, at this time.

Guess I'll wait until the baddies fall off EQ and EX for a shot with Cap -1 !

I have 1 recent inquiry on TU, 1 22 month old one, 0 on EQ, 0 on EX .

Thanks guys !!

[Creditaddict]

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@Anonymous wrote:

NO

Unless, of course, you want an AA with SYNC

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Did I miss something... OP has 1 Sync Card!!!

You all need to settle down with this fear mongering BS.

[Creditaddict]

Fifth Third Stand Up to Cancer is open to any market and they pull TU.

Navy Fed pulls TU for credit cards.

Burbank City Federal CU pulls TU also.

[cuthatcard]

Guess I should also try finding what all Sync offers in cards !

I'm not currently interested in store cards but was interested in the Care Credit card .

Does Sync just offer store branded cards ?

[Creditaddict]

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@cuthatcard wrote:
Guess I should also try finding what all Sync offers in cards !

I'm not currently interested in store cards but was interested in the Care Credit card .

Does Sync just offer store branded cards ?

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Yes.

Ebates Visa

Sams Club MC

Banana Republic Visa/Store Card

The list is pretty endless but the higher end ones would be the ebates and the sams club for sure.

[KSK1912]

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@cuthatcard wrote:
Guess I should also try finding what all Sync offers in cards !

I'm not currently interested in store cards but was interested in the Care Credit card .

Does Sync just offer store branded cards ?

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Their Walmart / Sam's Club MasterCard's are pretty good. Not many perks, but helps if you need a higher limit card.