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Kay's InStore Cli

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ScoreOrBeScored
Valued Contributor

Kay's InStore Cli

Opened my Kay's InStore July 2014 with a SL of $7k. I went into a Kay's store and asked for a Cli .

 

Sales person called in for my increase and they offered $11k. The rep ask the sales person how much did I need

 

and I said $15k. So the rep had to get a supervisor to approve it. The sales person told the rep I was buy a Rolex today and total was 

 

$14,375. LoL 

 

So the Rep gave me $12 limit but I am able to spend up to $16,800 . It's and addition spending capability over my limit. 

 

So I ended up wit a $5k cli . SP and your entitled to a cli every 10 months or 10 months from your last increase.

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Kay's InStore Cli

nice

 

Message 2 of 10
MissMoni223
Senior Contributor

Re: Kay's InStore Cli

Great job!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 3 of 10
stellar
Established Contributor

Re: Kay's InStore Cli

Thank you for the info, very helpful!


 

Message 4 of 10
revjamesl
Valued Contributor

Re: Kay's InStore Cli

Congrats!
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 5 of 10
Anonymous
Not applicable

Re: Kay's InStore Cli

Congrats!!!

Message 6 of 10
alextercero
Super Contributor

Re: Kay's InStore Cli

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 10
Anonymous
Not applicable

Re: Kay's InStore Cli

@scoreorbescored OP did you happen to know if the rep pull your credit as a hard pull or he/she just called the supervisor to ask for CLI? I open mine KAY 10months ago and I know now I am eligible for CLI I also looking forward to increase my limit without a hard pull.

 

Any advice

Message 8 of 10
Anonymous
Not applicable

Re: Kay's InStore Cli

What are the minimum scores to app for the key j card???
Message 9 of 10
Pway
Valued Contributor

Re: Kay's InStore Cli


@Anonymous wrote:
What are the minimum scores to app for the key j card???

I am not for sure of the minimun credit score to be approved.  I was approved back in May with a 630 credit score and 8 months out of bk.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 10 of 10
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