Kohl's Store Card Approval

[Mike1014805]

So Capital One just let me re-open a Kohl's Card with them even though it's only been 90 days since discharge. Before my Bankruptcy, my Kohl's card was oldest line of credit. I opened it when I was 18 years old and my limit was at $3,000. However, my new account is only $300, but I won't complain. I'm just happy they're willing to let me open an account with them again so soon. I burned Capital One for about $9,000 in my BK7.

I shop at Kohl's pretty frequently, about once a month whenever I get a coupon. I wanted to know what the expectations would be about getting my credit limit back up to around $3,000 again?

[MissLiz]

I can't speak for expectations of CLI's, but congratulations on your approval!

[cynicaldragon83]

Congrats! I was approved right after BK with a $300 limit as well. I asked for a CLI (they are soft pull) and was bumped to $700 after six months! You'll get there!

[keekers]

Congrats.

[CookieMonster1]

Congratulations on your Kohl's approval! 🥂🎉 I also started at $300 and now I'm at $3K and was recently converted to the Kohl's Visa by CapOne. All CLI were soft pulls as well. There is life after BK. 

[Rdbeetle]

Congrats on the approval and getting back in with Cap One!

[cashorcharge]

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

[gdale6]

Grats, 300 is the normal SL for this card even with no BK on file.. You will get the 3K again at some point 

[SUPERSQUID]

---

@Mike1014805 wrote:

So Capital One just let me re-open a Kohl's Card with them even though it's only been 90 days since discharge. Before my Bankruptcy, my Kohl's card was oldest line of credit. I opened it when I was 18 years old and my limit was at $3,000. However, my new account is only $300, but I won't complain. I'm just happy they're willing to let me open an account with them again so soon. I burned Capital One for about $9,000 in my BK7.

I shop at Kohl's pretty frequently, about once a month whenever I get a coupon. I wanted to know what the expectations would be about getting my credit limit back up to around $3,000 again?

CONGRATS!!!!!

I burned Cap 1 for about 5k in my 2019 bk7. in sept 2020 they gave me a Kohl's card with a 300 sl. That card is now a 7k Visa. I requested a cli every 6 months or so via the link on my payment page. the link shows up every 6 months or so. I got steady cli's until the card cl was 3k and then they hiked it without a request to 7k and converted it to a visa. I always had a balance on the card and usually paid 2 or 3 times the minimum. I made regular purchases with the card, ymmv.

[Dancingbear45]

@Mike1014805 

Congratulations 🎉 on your Kohl's approval. I'm sure with regular use and PIF it will grow back to where it was before you to long.