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Kohl’s store card

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Anonymous
Not applicable

Kohl’s store card

Hello all I got a question but also got some good news too lol

i got approved for the kohl's store card yesterday I been playing with the prequal online for a couple weeks and got approved for a low $300 yay me 🤣🤣

but my real question is I got blacklisted from capital one back in 2017 will getting this account and keeping it in good standing help my case with capital one at all since the account is serviced by capital one????

Message 1 of 8
7 REPLIES 7
SUPERSQUID
Valued Contributor

Re: Kohl’s store card

in my case i iib 4 cap one cards totalling 5k. they recently let me back in and gave me a 300 platinum, but i was banned for over a year. i started with that same 300 kohls card. that particular card even though its backed by cap 1 it wont get you back in.

good news, that kohls card will grow. last month after my 8th statement i hit the cli button and they raised me to 700. i will soon pay my 3rd payment on the cap 1 platinum, im hoping for a cli increase in a few months.

ps, kohls has excellent kitchen small appliances and socks

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 2 of 8
CreditAggie
Community Leader
Super Contributor

Re: Kohl’s store card

Congratulations on your Kohl's approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 8
KingRue8500
Senior Contributor

Re: Kohl’s store card

Congrats on your Kohl’s approval




Message 4 of 8
Total80sKid
Senior Contributor

Re: Kohl’s store card

Congrats on your Kohl's Card approval 🎉

Message 5 of 8
Red1Blue
Super Contributor

Re: Kohl’s store card

Congrats

Message 6 of 8
Bizambish
Regular Contributor

Re: Kohl’s store card

Congrats! Yes this is a cap1 card so it should help you.
Cap1 is also VERY forgiving. Honestly I’ve burned them twice over the course of my life with multiple cards and they were the first ones to give me a decent amount of credit on my rebuild.
The Kohls Card is nice with all the extra coupons and stuff if you shop there. I think everyone starts out with that same 300 dollar limit but it can grow over time. I’ve maxed it out now at 3K (I believe that’s the highest limit they offer. And honestly who needs more than 3k worth of kohl’s at a time 😂)

Congrats again!


Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR
Message 7 of 8
gdale6
Moderator Emeritus

Re: Kohl’s store card

Grats on your new Kohls card Smiley Happy

 

Cap-1 states their policy is no new cards within 1 year of the CO and that includes BKed accounts. I think you are just fine with them, use this one responsibly and it should open more doors over time.

Message 8 of 8
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