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Langley FCU Signature Cash Back Visa

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AndySoCal
Valued Contributor

Langley FCU Signature Cash Back Visa

I was auto approved for membership today.  Applied for the card and received $5000.00 credit limit. There is message they will reach out if they need any documentation in the next 1 to 2  business days. I have noT e- signed   This is my second lowest credit limit I have. JC Penney is the lowest at 4700 but that is more than enough for what I buy from them. I checked Equifax and I do not see any inquires today from Langley there should be one hard pull and one soft pull. Equifax moves at the speed of a sloth anyways.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC bankcard 797 08/2024 EFX 811 Bankcard v8 811 EFX 806 FIC0 v8 (09/2024)
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000 Bank: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU
Pelican State CU Redstone FCU Hughes FCU, LangleyFCU My personal blacklist Bank of America Synchronny Bank Wells Fargo Capital One
Message 1 of 10
9 REPLIES 9
heyryan
Frequent Contributor

Re: Langley FCU Signature Cash Back Visa

Congrats! From what I've seen, they seem to be more on the conservative side, especially with newer members. And yeah, I'm pretty sure Equifax still uses pneumatic tubes to send data back and forth to get posted 🙄

Personal:
AmEx Gold NPSL
Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

Message 2 of 10
MissLiz
Established Contributor

Re: Langley FCU Signature Cash Back Visa

Congratulations on your nice approval!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 3 of 10
AndySoCal
Valued Contributor

Re: Langley FCU Signature Cash Back Visa

@heyryan @Thank you for the information on Langley . 

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC bankcard 797 08/2024 EFX 811 Bankcard v8 811 EFX 806 FIC0 v8 (09/2024)
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000 Bank: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU
Pelican State CU Redstone FCU Hughes FCU, LangleyFCU My personal blacklist Bank of America Synchronny Bank Wells Fargo Capital One
Message 4 of 10
Wavester64
Valued Contributor

Re: Langley FCU Signature Cash Back Visa


@AndySoCal wrote:

I was auto approved for membership today.  Applied for the card and received $5000.00 credit limit. There is message they will reach out if they need any documentation in the next 1 to 2  business days. I have noT e- signed   This is my second lowest credit limit I have. JC Penney is the lowest at 4700 but that is more than enough for what I buy from them. I checked Equifax and I do not see any inquires today from Langley there should be one hard pull and one soft pull. Equifax moves at the speed of a sloth anyways.


congrats.jpg






Potential Future Cards

Closed Accounts
Message 5 of 10
EAT_SLEEP_JEEP
Valued Contributor

Re: Langley FCU Signature Cash Back Visa

Congrats

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $28,900 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ APPLE CARD $6500/

SOCK DRAWERED & SOON TO CLOSE / PAYPAL CREDIT LINE $1700







Message 6 of 10
keekers
Valued Contributor

Re: Langley FCU Signature Cash Back Visa

Congrats.


Message 7 of 10
Xanthos472
Regular Contributor

Re: Langley FCU Signature Cash Back Visa

Congrats! Do you have any DP's to share i.e. X/24, UTI, # of INQ? 

 

EDIT: NM, saw you posted those elsewhere.

Cap 1 QS #1 2.5K Cap 1 QS#2 16K | Citi DC 6410 Citi SYW 3K | Synch 2% 10K | Disco IT 11.3K | Disco Miles 10.6K | CFF 2.4K | Amex BCE 6K EDP 6.2K Schwab 3K | Citizen's 1.8% 12.2K | Wells Cashwise #1 17.45K #2 1K | USBank Cash+ 21K | Fidelity 20K | Truist Spectrum #1 7.5K Spectrum #2 4.5K Bright 5K | PNC Cash #1 3K Cash #2 600 Points #1 600 Points#2 600 | BECU Cash 23.4K Low Rate 10.5K | BoA Premium Rewards 44.9K Travel Rewards 30K | FNBO Evergreen 20K | SAFE CU Cashback + 10K | Huntington Voice 7150 | Keybank Latitude 8K |
BECU CLOC 15K
~BIZ Credit~ Amex BBP 9.6K BBC 10.2K Biz Plat NPSL x2 Biz Gold NPSL x2 | USBank Biz Cash 10K | Citizen's ED Points Biz 7K | FNBO Biz Evergreen 13.7K | BoA Biz Unlimited #1 7.5K |BoA Biz Unlimited #2 50K | BoA Biz CCR #1 7K | BoA Biz CCR #2 22K | CIC 9K | INK Premier 80K/16K Flex | CIU#1 11K CIU #2 5K |
~formerly known as Xatos~
Message 8 of 10
itsanndrreww
Member

Re: Langley FCU Signature Cash Back Visa

Congrats on the approval!

Message 9 of 10
cashorcharge
Community Leader
Super Contributor

Re: Langley FCU Signature Cash Back Visa

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

 

One item of note....they made a change in recent months and you can no longer make payments from an outside FI to that credit card.  If you only use them...no worries.

Message 10 of 10
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