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Large BofA Approval - $33K!

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FICO-Quest
New Contributor
‎05-14-2025 10:56 PM
‎05-14-2025 10:56 PM

Large BofA Approval - $33K!

Have a lengthy personal trip to Asia coming up that I'll be spending some $$$'s on before/during and wanted another sign-up bonus for some of my spend.  The 60K point SUB & my Platinum Honors rewards status made the Premium Rewards card an attractive catch-all card for my anticipated spend at 2.625 points/$.  Applied online through my account, and received the following approval for $33K.  

 

Don't currently do very much banking with BofA, only have a couple of accounts opened in January of this year.  Past customer (over 10+ yrs ago) with prior significant relationship (private banking, mortgages, investments, etc.).  Went away after I had a serious dispute with them and am just now starting to slowly come back to BofA for some things.

 

 

BofA PR CC Approval.jpg

BofA Atmos Summit Rewards 9/25 - $37.5K
BofA Premium Rewards 5/25 - $33K
Chase United Explorer 01/25 - $20K
Citi Aadvantage Platinum 10/24 - $26k
Citi Strata Premier 6/24 - $12k
Barclays/GM Rewards 02/24 - $10k
Citi CustomCash 10/23 - $12.9k
USB Altitude Reserve 5/23 - $30k
Chase Sapphire Reserve 05/23 - $26.3K
Chase Amazon Prime VS 07/22 - $20k
Amex Plat 3/22 - NPSL/$20k POT
Amex Delta Plat 7/21 - $30k
NFCU More Rewards Amex 5/21 - $30k
USB Alt Connect 4/21 - $20k (Opened as a Platinum Secured)
NFCU Flagship 1/21 - $50k (Opened as an nRewards secured)

__________________________________________________
Current Fico8: Ex-780, Eq-788, Tu-785
Current Fico9: Ex-792, Eq-822, Tu-801
TCL - $357.7K
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Hipployta
New Contributor
‎05-15-2025 02:53 AM
‎05-15-2025 02:53 AM

Re: Large BofA Approval - $33K!

Congrats!!
FICO (01/29/2025) EX 850 I TU 843 I EQ 841
INQ: 1/12, 2/24
Cards 0/12, 0/24
Mortgage: 5.5% 30 yr $412K, Auto Loan: 2024 Kia Telluride $38K, Loan: SoFi $36K
Total CL: $430K, 1% Utilization
Top CLs: AMEX Plat NSPL, AMEX BCP $55000, NFCU Visa $48900, AMEX Everyday $42900, BOA Americard $33000, Langley PLOC $21900, Paypal MC $20000, Discover $19500, Langley TR $18100, Chase Amazon $18000, NFCU AMEX $18000, NFCU MC $13100, Chase Freedom $13000, Chase Bonvoy $12600, GM Rewards $12000
Next 3 Years: Sell condo, then close on new build, pay off auto loan, then focus on paying down mortgage. Consider a HELOC, CSP, United Quest credit card, World of Hyatt, Truist or NW LOC, and/or one of the USB ards after I garden until August 2025 for 0/24
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Copenix
Frequent Contributor
‎05-15-2025 03:58 AM
‎05-15-2025 03:58 AM

Re: Large BofA Approval - $33K!

Congrats on your approval and strong SL. Enjoy!

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s December 2025
Message 3 of 11
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JoeRockhead
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎05-15-2025 04:51 AM
‎05-15-2025 04:51 AM

Re: Large BofA Approval - $33K!

Outstanding SL, congratulations on your approval!

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coldfusion
Credit Mentor
‎05-15-2025 05:58 AM
‎05-15-2025 05:58 AM

Re: Large BofA Approval - $33K!

That's a top-tier SL from BoA - congrats!!

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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FlaDude
Valued Contributor
‎05-15-2025 06:16 AM
‎05-15-2025 06:16 AM

Re: Large BofA Approval - $33K!

Congrats on the approval and CL!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
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coreyb80
Super Contributor
‎05-15-2025 09:06 AM
‎05-15-2025 09:06 AM

Re: Large BofA Approval - $33K!

Congrats on the strong approval!

Message 7 of 11
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dfwxjer
Established Contributor
‎05-15-2025 09:38 AM
‎05-15-2025 09:38 AM

Re: Large BofA Approval - $33K!

Nice, congrats on the strong SL

 

Mine started off kinda low at $20k, I requested $30k a few months ago and they auto approved it, and just this past week they got me in line with my other cards up to $55k. All that to say the relationship will grow nicely. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime
Citi - Custom Cash, Costco Visa
TCL - $315k
CC utili - 2%
Experian - 805
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Creditwiser
Valued Contributor
‎05-15-2025 10:31 AM
‎05-15-2025 10:31 AM

Re: Large BofA Approval - $33K!

Very nice SL. Congratulations on your approval !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
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cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎05-15-2025 11:04 AM
‎05-15-2025 11:04 AM

Re: Large BofA Approval - $33K!

Nicely done!! Congratulations on your great BofA Approval!!👏🏼🍾🥂

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