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Like clockwork with Cap One!

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coreyb80
Super Contributor

Re: Like clockwork with Cap One!

Congrats on the increase!

Message 11 of 17
LADave
Established Contributor

Re: Like clockwork with Cap One!


@rhopkins1999 wrote:

Approved for yet another CLI, seems like every 90 days on the dot. This card started with a 3k SL right after BK and today it was increased to 10k. Even though my QS is still bucketed at $700 🙄

 

Scores sit around 670-690 fico, about 2k spend a month, took advantage of a BT offer so this card has been sitting with a balance for awhile. 

 


That's interesting. The other day I got a BT offer on my SavorOne. It's been sitting with a CL of $5.5K after I got a $500 CLI shortly after I opened the account in October 2022. I've been wondering if using that BT might increase my chances for another CLI.

 

I'll probably initiate the BT towards the end of April (I was already inclined to do that), so I'll hopefully have a positive DP about it later this year.

Message 12 of 17
masscredit
Senior Contributor

Re: Like clockwork with Cap One!

3 months? Hum... I thought they mostly do it every 6 months (mileage can vary). I might increase my frequency.

 

Congrats!

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 13 of 17
NoMoreDebt
Senior Contributor

Re: Like clockwork with Cap One!

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 14 of 17
CreditAggie
Community Leader
Super Contributor

Re: Like clockwork with Cap One!

Congratulations on your Cap One CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 17
CYBERSAM
Senior Contributor

Re: Like clockwork with Cap One!

Congrats on your Venture CLI 🥂🤑👍







                
Message 16 of 17
SRT4kid93
Established Contributor

Re: Like clockwork with Cap One!

you didn't say how you did it.

 

what were your purchasing habits like?

 

did you pay down ur balance before the statement cut or let the balance post?

 

Stuff like that

Blue Cash PreferredGold CardSavor



Message 17 of 17
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