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Local CU auto CLI

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Roadgeek395
Regular Contributor

Local CU auto CLI

So I started my credit journey about 3.5 years ago with my local credit union. They approved me for a basic credit card with a SL of $500. I used the card for a year or so but I've been approved for multiple better credit cards since then, but I keep this card open to help my average age of credit.

Today I got an email from the CU stating they gave me a generous CLI so I logged on to the app to see how much. After only 3.5 years my limit went from $500 to $625!! 🥳😆

 

Not much of CLI but in all fairness I only use the card about once a year just to keep it open. I was surprised I got an increase at all. I still have a lot of respect for this CU since they were the ones that helped me start my journey.

Message 1 of 13
12 REPLIES 12
Ilinferno
Established Contributor

Re: Local CU auto CLI

😂 that is very generous. Either way congrats on the CLI and your credit journey.

Message 2 of 13
coreyb80
Super Contributor

Re: Local CU auto CLI

Congrats on the increase!

Message 3 of 13
mrcraft
Valued Contributor

Re: Local CU auto CLI

Congratulations on your approval!!

 

CU are great when rebuilding, I still have my JACom Visa that started as a $650 secured card.  I'll keep it forever.



Message 4 of 13
gdale6
Moderator Emeritus

Re: Local CU auto CLI

Grats on getting the CLI!!

Message 5 of 13
TSlop
Valued Contributor

Re: Local CU auto CLI

Congrats on your CLI!

Message 6 of 13
CreditAggie
Community Leader
Super Contributor

Re: Local CU auto CLI

Congratulations on your auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
Sub16610
Established Contributor

Re: Local CU auto CLI

Congrats on your local CU cli!

Message 8 of 13
CreditMagic7
Mega Contributor

Re: Local CU auto CLI

Congratulations on your increase!

Message 9 of 13
Total80sKid
Senior Contributor

Re: Local CU auto CLI

Congrats on your credit limit increase 👍🏼

Message 10 of 13
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