cancel
Showing results for 
Search instead for 
Did you mean: 

Lots of approvals, in a short period of time, Data points / What happens to your score !

tag
Anonymous
Not applicable

Lots of approvals, in a short period of time, Data points / What happens to your score !

I would have figured that my scores would have tanked - that's what I actually was figuring, But, I knew that if I PIF, or carry a small balance that they would recover in a short period of time. But, anyway. I had NO credit history at all in 4/15. Added as an AU, and then opened a secured card in 9/14 after I was declined for a unsecured card by Discover and Barclays. (I should have started readin the MF forums first though)

 

I apped for the ChevronTexaco card the 1st week of February,

 

Capital One AU on my fathers MC                     04/15
Capital One Secured MC                                     09/15
****Data Point - Starting Scores Eq 690 TU 725 Ex 716
****I started with 4 inq. on Eq, 4 TU, 3 Ex    
ChevronTexaco Visa                                             02/16
BP Visa                                                                    02/16
Amazon store card                                                 02/16
Toys R Us (Store card, wanted MC)                    02/16   Closed immediately when I found it was a store card
DCU Checking and savings account opened  02/16
WalMart MC                                                             02/16
PayPal Extras MC                                                  02/16
Marathon Store Card                                            02/16
Shell store card                                                    02/16
Chase Southwest Premier Visa                       03/16
Chase Amazon Rewards Visa                         03/16    
Lowes                                                                   03/16
Sams Club                                                          03/16
Cabelas Visa                                                      03/16    
Ebates Visa                                                        03/16    
Wayfair                                                                 03/16
Cap One QS
***Data Point - Current Scores Eq 684  TU 729 Ex 709
***Current Inq. 19/20/19

Message 1 of 9
8 REPLIES 8
Loquat
Moderator Emeritus

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

Congrats on all your success.  Time now to watch those cards grow!

Message 2 of 9
Anonymous
Not applicable

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !


@Loquat wrote:

Congrats on all your success.  Time now to watch those cards grow!

 

 

 

 

Thanks!

Hopefully I can resist any further temptations..

 

Message 3 of 9
ddemari
Super Contributor

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

congrats on your sucess!

your approvals look a little bit similiar to how I apped for credit in 2014/2015. 

I would keep those cards at low utilizations and try your hardest to garden for 6 months. 

 

In 6 months time you would probably be built up for some strong approvals. 

Message 4 of 9
fullstackdev
Established Contributor

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

Wow BlkCivic! Congrats on your success building your credit profile.
Rebuilding
Message 5 of 9
Anonymous
Not applicable

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

Thx

 

Im thinking in 6-12 months, I'll get rid of the PPMC, Gas cards, and a few others... and see what preapproveds I get targeted for.

 

Message 6 of 9
Anonymous
Not applicable

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

Congrats on your success!! Now, you need to relax and enjoy them ...

Message 7 of 9
Anonymous
Not applicable

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

Good job of rebuilding. Now just treat them well and good things can happen.Smiley Happy

Message 8 of 9
alextercero
Super Contributor

Re: Lots of approvals, in a short period of time, Data points / What happens to your score !

Congrats 

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.