Lots of approvals thanks to FicoForums!

[Anonymous]

I started browsing this forum and r/churning on reddit in June 2015. I've been hooked since and decided to do my first mini spree with applications.

History:

BOA 321 Cash Rewards/ Dec 2013/ $7k CL

Discover 1% Cashback Rewards/ Dec 2009/ $5.5k CL

Credit Karma was ~ 755 

Discover Score was ~ 750

In June I upgraded my Discover card to the Discover It and hopped on the gravy train for a CLI to $6.2k

Approved for the Chase Freedom and got a huge $19.6k SL. 

Credit Karma went up to 788 and Discover dropped to 740.

July 5th I was approved for the CSP and received another huge $20.5k SL.

July 5th I also applied for the BOA Better Balance Rewards and received a $10k SL.

I'll be applying for the AMEX BCE mid august because I received a $250 bonus/$1,000 spend offer. 

My plan is to get cards that I'll use for the long term (IT, BCE, Freedom), a travel card (CSP) and the BOA BBR rewards to pay for the CSP annual fee. I should throw in a SMC in there to really round it out but i'm satisfied with where i'm at. Thanks for all the motivating stories to get my to apply!

TLDR: I went from having two cards with a $12.5k CL to five cards with $63.5k + some bonuses. 

[CreditCuriosity]

Congrats on your very nice approvals in the last two months!

[Anonymous]

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@Anonymous wrote:

I started browsing this forum and r/churning on reddit in June 2015. I've been hooked since and decided to do my first mini spree with applications.

History:

BOA 321 Cash Rewards/ Dec 2013/ $7k CL

Discover 1% Cashback Rewards/ Dec 2009/ $5.5k CL

Credit Karma was ~ 755 

Discover Score was ~ 750

In June I upgraded my Discover card to the Discover It and hopped on the gravy train for a CLI to $6.2k

Approved for the Chase Freedom and got a huge $19.6k CL. 

Credit Karma went up to 788 and Discover dropped to 740.

July 5th I was approved for the CSP and received another huge $20.5k CL.

July 5th I also applied for the BOA Better Balance Rewards and received a $10k CL.

I'll be applying for the AMEX BCE mid august because I received a $250 bonus/$1,000 spend offer. 

My plan is to get cards that I'll use for the long term (IT, BCE, Freedom), a travel card (CSP) and the BOA BBR rewards to pay for the CSP annual fee. I should throw in a SMC in there to really round it out but i'm satisfied with where i'm at. Thanks for all the motivating stories to get my to apply!

TLDR: I went from having two cards with a $12.5k CL to five cards with $63.5k + some bonuses. 

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Welcome to the forums and congrats on the approvals.

[Anonymous]

Whoot  Whoot!  WTG!   Excellent job & congrats! 

[MissMoni223]

CONGRATS on your credit success!!!

[Anonymous]

There's something about applying for a credit card and not knowing what'll happen after that's pretty exciting

[Anonymous]

Awesome!

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 66,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 12%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 5 TU: 7; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

[CreditMagic7]

Congrats on your very nice approvals!!

[OmarGB9]

Congrats and way to go on that huge Freedom SL!

[Anonymous]

Nice job! Good plan for usage!