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Lowes CLI finally!

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Klineact
Contributor

Lowes CLI finally!

I have had a lowes card I opened 6 years ago when I started my rebuild. It had a $300 CL lol.  I eventually got it up to $5K then in 2022 I had high util on a bunch of cards and they lowered my CL to $2410 just above my balance. I was pissed as I have zero derogs and never was late on anything.  Since then all my cards have been paid down, my scores all in high 700's and I have almost $200K in available credit my util is around 2%. I am re-doing my bathroom and pulled the trigger today thinking I would be denied. I asked for a raise up to $10K and it was approved! Very happy that I finally got my limit up bc we shop there quite a bit. I always use the card for the discount then PIF.  Now I can shop there for my new bathroom and I know it isnt much but at least get the 5% off of what I need!

Message 1 of 8
7 REPLIES 7
CYBERSAM
Senior Contributor

Re: Lowes CLI finally!

Congrats on your Lowes CLI 🤑👍







                
Message 2 of 8
KingRue8500
Senior Contributor

Re: Lowes CLI finally!

Congrats on your Lowe’s Advantage CLI




Message 3 of 8
JoeRockhead
Community Leader
Super Contributor

Re: Lowes CLI finally!

Nice bump, congratulations! 

Message 4 of 8
CreditAggie
Community Leader
Super Contributor

Re: Lowes CLI finally!

Congratulations on your Lowe's CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 8
Scottisthename
Contributor

Re: Lowes CLI finally!

Inspired by your success, I also have a Lowe's card that I opened in August 2023 starting limit was $1k asked for a $10k limit they countered with $6k which of course i accepted. 

feeling the love I then asked for and got the the following increases 

paypal MC $1.5k to $3k

paypal credit $2.5k to $3.5k

American Eagle $400 to $1,200

Verizon Visa $1.5k increase denied

 

 

Message 6 of 8
cashorcharge
Community Leader
Super Contributor

Re: Lowes CLI finally!

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 8
NoMoreDebt
Senior Contributor

Re: Lowes CLI finally!

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
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