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Lowes CLI

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humanjukebox
Valued Member

Lowes CLI

Initially received the card in March 2014, $700 limit. After 2 months, I requested an increase to $2500 which they agreed to. 

 

Fastforward to today....after reading a thread where CreditAddict told someone to ask for $25k (thanks CA). I called asking for $25k. The lady on the line came back and said, "Sorry we cannot approve you for $25k, but can give you $12k is that ok?" Trying to control my excitement, I was like I guess that will be ok lol. 

 

Thanks to this board for all of the valuable information that everyone provides!!

 

650 transunion - showing 35% utilization. That was the reason for not receiving the full amount requested. Actual utilization is 2% but not all reported to TU yet.

Eq FICO - 556 - 6/20
Transunion FICO - 603 - 6/20
Experian FICO - 586 - 6/20
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Lowes CLI

does the high request work for all ge cards also wa it credit soultions

Message 2 of 10
coldnmn
Mega Contributor

Re: Lowes CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 10
BigBS
Senior Contributor

Re: Lowes CLI

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 10
alvon123
Super Contributor

Re: Lowes CLI

congrats


Message 5 of 10
gdale6
Moderator Emeritus

Re: Lowes CLI


@humanjukebox wrote:

Initially received the card in March 2014, $700 limit. After 2 months, I requested an increase to $2500 which they agreed to. 

 

Fastforward to today....after reading a thread where CreditAddict told someone to ask for $25k (thanks CA). I called asking for $25k. The lady on the line came back and said, "Sorry we cannot approve you for $25k, but can give you $12k is that ok?" Trying to control my excitement, I was like I guess that will be ok lol. 

 

Thanks to this board for all of the valuable information that everyone provides!!

 

650 transunion - showing 35% utilization. That was the reason for not receiving the full amount requested. Actual utilization is 2% but not all reported to TU yet.


Nice CLI, grats Smiley Happy

Message 6 of 10
Kenny
Moderator Emeritus

Re: Lowes CLI

Congratulations on your CLI! Smiley Happy Thanks for sharing.

Message 7 of 10
Express
Frequent Contributor

Re: Lowes CLI

That's funny, and WTG!
CL $408,200
Message 8 of 10
-Wade-
Valued Contributor

Re: Lowes CLI


@humanjukebox wrote:

Initially received the card in March 2014, $700 limit. After 2 months, I requested an increase to $2500 which they agreed to. 

 

Fastforward to today....after reading a thread where CreditAddict told someone to ask for $25k (thanks CA). I called asking for $25k. The lady on the line came back and said, "Sorry we cannot approve you for $25k, but can give you $12k is that ok?" Trying to control my excitement, I was like I guess that will be ok lol. 

 

Thanks to this board for all of the valuable information that everyone provides!!

 

650 transunion - showing 35% utilization. That was the reason for not receiving the full amount requested. Actual utilization is 2% but not all reported to TU yet.


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 10
Tony275
Valued Contributor

Re: Lowes CLI

Congrats!! A great technique for sure! I use it religiously when I call CS. I'll be calling for my Amazon, Lowe's and Walmart cards after the August statements cycle!
Message 10 of 10
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