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Lowes CLI

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cem13
Established Contributor

Lowes CLI

I was reading about Lowes SP CLI.  I had this card for 2 years with $12k SL.  Today I hit the luv button and asked for $25k.  Instantly approved.  I have EX and EQ on ice.  TU is thawed.  I have not seen any INQ alerts yet; so I suspect it was a SP.

 

EQ=740, INC=$125k, UTIL<20%.  Only baddie is BK7 from 2011.

 

 

 

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
Message 1 of 19
18 REPLIES 18
K-in-Boston
Credit Mentor

Re: Lowes CLI

Awesome!  I kick myself for not getting my card much sooner.  I've not seen any DPs of it being a HP when requested.  When and if you're ready for more, you should be able to hit $35k.

Message 2 of 19
BigBS
Senior Contributor

Re: Lowes CLI

Congrats!  Definitely an SP for the Lowe's card.  Several threads about it here and calling in to get more.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 19
Anonymous
Not applicable

Re: Lowes CLI


@cem13 wrote:

I was reading about Lowes SP CLI.  I had this card for 2 years with $12k SL.  Today I hit the luv button and asked for $25k.  Instantly approved.  I have EX and EQ on ice.  TU is thawed.  I have not seen any INQ alerts yet; so I suspect it was a SP.

 

EQ=740, INC=$125k, UTIL<20%.  Only baddie is BK7 from 2011.

 

 

 


Excellent, congrats! Tell me, where does one find the Lowe's button 'o luv? :-) DW is sitting at $3,400 and we want to get her to $10K. Is that a reasonable jump/expectation?

Message 4 of 19
CreditCuriosity
Moderator Emeritus

Re: Lowes CLI


@Anonymous wrote:

@cem13 wrote:

I was reading about Lowes SP CLI.  I had this card for 2 years with $12k SL.  Today I hit the luv button and asked for $25k.  Instantly approved.  I have EX and EQ on ice.  TU is thawed.  I have not seen any INQ alerts yet; so I suspect it was a SP.

 

EQ=740, INC=$125k, UTIL<20%.  Only baddie is BK7 from 2011.

 

 

 


Excellent, congrats! Tell me, where does one find the Lowe's button 'o luv? :-) DW is sitting at $3,400 and we want to get her to $10K. Is that a reasonable jump/expectation?


Just have her call into credit solutions the number can be found on the forum.. Ask for 20k or whatever and they will counter with a SP on TU.  Very easy and painless.. Will be speaking to someone overseas

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 5 of 19
Anonymous
Not applicable

Re: Lowes CLI


@CreditCuriosity wrote:

@Anonymous wrote:

@cem13 wrote:

I was reading about Lowes SP CLI.  I had this card for 2 years with $12k SL.  Today I hit the luv button and asked for $25k.  Instantly approved.  I have EX and EQ on ice.  TU is thawed.  I have not seen any INQ alerts yet; so I suspect it was a SP.

 

EQ=740, INC=$125k, UTIL<20%.  Only baddie is BK7 from 2011.

 

 

 


Excellent, congrats! Tell me, where does one find the Lowe's button 'o luv? :-) DW is sitting at $3,400 and we want to get her to $10K. Is that a reasonable jump/expectation?


Just have her call into credit solutions the number can be found on the forum.. Ask for 20k or whatever and they will counter with a SP on TU.  Very easy and painless.. Will be speaking to someone overseas


Thank you - I'll share with her and get right on this. Appreciate the advice!

Message 6 of 19
Shooting-For-800
Senior Contributor

Re: Lowes CLI

I was stuck at 17k CL with lowes for over a year.

I spent a lot and paid off a lot and no CLIs.

My score went up 20-50 points when a baddie fell off.

I hit the luv button and only asked for $25k...approved.

hmmm.

I hit it again 5 minutes later and asked for $29,999 because I dont want to deal with paperwork.

$30k...approved!

Double whammy!

 

They would not give me $1,000 a week ago, then they give me $13,000 a week later.  

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 7 of 19
Anonymous
Not applicable

Re: Lowes CLI


@Anonymous wrote:

@cem13 wrote:

I was reading about Lowes SP CLI.  I had this card for 2 years with $12k SL.  Today I hit the luv button and asked for $25k.  Instantly approved.  I have EX and EQ on ice.  TU is thawed.  I have not seen any INQ alerts yet; so I suspect it was a SP.

 

EQ=740, INC=$125k, UTIL<20%.  Only baddie is BK7 from 2011.

 

 

 


Excellent, congrats! Tell me, where does one find the Lowe's button 'o luv? :-) DW is sitting at $3,400 and we want to get her to $10K. Is that a reasonable jump/expectation?


Not unreasonable at all. When I was approved, it was only for $1,000. I called immediately and got a CLI to $10k. Last week I did a CLI request to $24k, and instantly was approved. Today, for kicks and giggles, I put in $29k and was approved again instantly.

Message 8 of 19
Anonymous
Not applicable

Re: Lowes CLI


@Shooting-For-800 wrote:

I was stuck at 17k CL with lowes for over a year.

I spent a lot and paid off a lot and no CLIs.

My score went up 20-50 points when a baddie fell off.

I hit the luv button and only asked for $25k...approved.

hmmm.

I hit it again 5 minutes later and asked for $29,999 because I dont want to deal with paperwork.

$30k...approved!

Double whammy!

 

They would not give me $1,000 a week ago, then they give me $13,000 a week later.  

 

 


Nice!

Message 9 of 19
Anonymous
Not applicable

Re: Lowes CLI


@Anonymous wrote:

@Anonymous wrote:

@cem13 wrote:

I was reading about Lowes SP CLI.  I had this card for 2 years with $12k SL.  Today I hit the luv button and asked for $25k.  Instantly approved.  I have EX and EQ on ice.  TU is thawed.  I have not seen any INQ alerts yet; so I suspect it was a SP.

 

EQ=740, INC=$125k, UTIL<20%.  Only baddie is BK7 from 2011.

 

 

 


Excellent, congrats! Tell me, where does one find the Lowe's button 'o luv? :-) DW is sitting at $3,400 and we want to get her to $10K. Is that a reasonable jump/expectation?


Not unreasonable at all. When I was approved, it was only for $1,000. I called immediately and got a CLI to $10k. Last week I did a CLI request to $24k, and instantly was approved. Today, for kicks and giggles, I put in $29k and was approved again instantly.


WOW! That is cray....crazy good! Thanks for sharing.

Message 10 of 19
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