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Got my Lowes card today and because of what I've learned from everyone on this site, I immediately called and asked for a 10,000 CLI. They responded with $5,000, my original approval was only $300. I want to thank everyone on this site that has successfully built their credit score and are sharing their successes with people like me who are learning to do the same. Keep posting it does help other people. Before this site I would have never asked for a CLI right off the bat.
Good job and enjoy the CLI..
Congrats on your new limit! I'm sure in time you will see increases. Sometimes it's just steady as you go!
Congratulations on your success! Would you mind sharing your TU FICO score?
Thank you.
@azfitz11 wrote:Got my Lowes card today and because of what I've learned from everyone on this site, I immediately called and asked for a 10,000 CLI. They responded with $5,000, my original approval was only $300. I want to thank everyone on this site that has successfully built their credit score and are sharing their successes with people like me who are learning to do the same. Keep posting it does help other people. Before this site I would have never asked for a CLI right off the bat.
Equifax 657, TU 661, Exp 640 This is with a 56% utilization, I'm at less than 10% now. Waiting for report to update
Congrats... Hang out here and it will be 17k - 35k in a year. :]
Once your scores are 700+ you can get $20k. Once they are 720+ you can get $35k. Your limit with Lowe's will be a monster soon enough if you desire!