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Lowes app

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Anonymous
Not applicable
‎06-07-2015 04:46 PM
‎06-07-2015 04:46 PM

Lowes app

I just applied for a lowes card and received the message to call number to complete application within 48 hrs, if they don't hear from me in that time frame they will send a letter......any thoughts?? Should I call??? I applied a few months ago and got instantly denied.....but I got the message this time.
Message 1 of 16
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15 REPLIES 15
Pway
Valued Contributor
‎06-07-2015 04:49 PM
‎06-07-2015 04:49 PM

Re: Lowes app

OMG yes call the number

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 16
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Anonymous
Not applicable
‎06-07-2015 04:53 PM
‎06-07-2015 04:53 PM

Re: Lowes app

@Anonymous wrote:
I just applied for a lowes card and received the message to call number to complete application within 48 hrs, if they don't hear from me in that time frame they will send a letter......any thoughts?? Should I call??? I applied a few months ago and got instantly denied.....but I got the message this time.

Call right now...  And report back with results..

Message 3 of 16
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EW800
Valued Contributor
‎06-07-2015 05:10 PM
‎06-07-2015 05:10 PM

Re: Lowes app

Please do let us know how it goes!  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 4 of 16
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Anonymous
Not applicable
‎06-07-2015 05:15 PM
‎06-07-2015 05:15 PM

Re: Lowes app

I called. They had to verify!!! Sent me a text!!! Approved!! 300 sl!!! Can't believe it! (Yes I am excited!)
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Anonymous
Not applicable
‎06-07-2015 05:18 PM
‎06-07-2015 05:18 PM

Re: Lowes app

Congrats!

 

Depending on your scores you could also request a CLI, I did that and went from 3k to 17k. I asked for 25k and they countered with 17k.

 

Let us know if you try that and what the results were.

Message 6 of 16
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gdale6
Moderator Emeritus
‎06-07-2015 05:20 PM
‎06-07-2015 05:20 PM

Re: Lowes app

Sweet, grats on the approval. Lowes is a good card to have Smiley Happy

Message 7 of 16
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EW800
Valued Contributor
‎06-07-2015 05:22 PM
‎06-07-2015 05:22 PM

Re: Lowes app

Congratulations! Smiley Happy
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 8 of 16
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Anonymous
Not applicable
‎06-07-2015 05:30 PM
‎06-07-2015 05:30 PM

Re: Lowes app

@Anonymous wrote:
I called. They had to verify!!! Sent me a text!!! Approved!! 300 sl!!! Can't believe it! (Yes I am excited!)

Call back tomorrow and see if you can get it raised... Congrats!!

Message 9 of 16
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Anomalous
Senior Contributor
‎06-07-2015 05:33 PM
‎06-07-2015 05:33 PM

Re: Lowes app

@Anonymous wrote:
I called. They had to verify!!! Sent me a text!!! Approved!! 300 sl!!! Can't believe it! (Yes I am excited!)

Congratulations!

Keep both your credit and your body in top shape!

Message 10 of 16
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