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Lowes approval..but a question

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Anonymous
Not applicable

Lowes approval..but a question

Hello!

 

Finishing my basement and I decided to get a Lowes card, prequal approved me for a $7k limit, which was exciting to see!

 

However when I processed the application and got my temporary card number I noticed my limit was $300. Will this go up to my prequal limit when I receive the card?

 

Thanks for your time!

Message 1 of 14
13 REPLIES 13
GApeachy
Super Contributor

Re: Lowes approval..but a question

Call to ask.  That way you can plan your spend around their >$299 financing. Since you will be making large purchases and/or multiple purchases, that $300 could mess you up on that offer.  Plus, you just want to know. IDK but $300 seems a little low as a temp limit on $7k so double checking that is a good idea.

My Take Home Pay Don't Take Me Home
Message 2 of 14
CreditMagic7
Mega Contributor

Re: Lowes approval..but a question

Congratulations on your Lowes approval!

Message 3 of 14
AllZero
Mega Contributor

Re: Lowes approval..but a question

Congratulations on your approval!
Message 4 of 14
Anonymous
Not applicable

Re: Lowes approval..but a question

Just an update to this, in the end I was only approved for $300 (a $6700 difference..odd). I called the recon line and was able to get them to increase it to $3000. It seems like this card has great CLI potential from what I've seen so I'm excited to get out there and use it a bit!

 

 

Message 5 of 14
GApeachy
Super Contributor

Re: Lowes approval..but a question


@Anonymous wrote:

Just an update to this, in the end I was only approved for $300 (a $6700 difference..odd). I called the recon line and was able to get them to increase it to $3000. It seems like this card has great CLI potential from what I've seen so I'm excited to get out there and use it a bit!

 

 


Big Congrats on that!!!!!

My Take Home Pay Don't Take Me Home
Message 6 of 14
Girlzilla88
Valued Contributor

Re: Lowes approval..but a question

@Anonymous      But hey 300 to 3k is still a great jump!     Congratulations on your Approval!     And good luck on the Home Improvement!!!!







Message 7 of 14
gdale6
Moderator Emeritus

Re: Lowes approval..but a question


@Anonymous wrote:

Just an update to this, in the end I was only approved for $300 (a $6700 difference..odd). I called the recon line and was able to get them to increase it to $3000. It seems like this card has great CLI potential from what I've seen so I'm excited to get out there and use it a bit!

 

 


Yeah it has excellent upside potential for increases if you treat it right. Grats on getting it its a useful card Smiley Happy

Message 8 of 14
CreditAggie
Community Leader
Super Contributor

Re: Lowes approval..but a question

Congratulations on your Lowe's approval and SL recon!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 14
cashorcharge
Community Leader
Super Contributor

Re: Lowes approval..but a question

That's terrific!  Congratulations on your approval and recon!! 🎉🥂

Message 10 of 14
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