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Lowes approval

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slickwidit
Established Contributor

Lowes approval

My Wife told me a few days ago that I need a the lowes card to buy stuff for our house that we will be building next year on our land. I told her I have Home Depot and she said no that won't cut it. It's funny how she's not into credit but she knows Lowes is better than Home Depot lol. Anways. I decided to pull the trigger and was approved for 2K

 

Lowes approval.png

 

Now it seems as if I've hit a cap with Sync when it comes to my cards growing. here is a list below:

Care Credit 12K

PPMC 7K

PP 5K

Ebay 7K

Rakuten 5K

Infiniti Visa 3K ( about 6 months old. this card is to modify my Q60 redsport... it's only purpose)

Amazon 7k (my oldest Sync account got it right after my Chp7 BK)

Lowes 2K (approved a few minutes ago)

 

Ebay and Infiniti tells me I can't get CLI because of lack of use. I can live with that. The rest are referencing my My 6 year old BK. Am I stuck until the BK falls off next July 2021?

 

I'm going to start modify the Q60 so I'll order some miscellaneous parts from Ebay and I just used the Infiniti Visa to order a few proformance parts so I'll see if this will help those grow.

 

What's the deal with lowes? Do I have to use it a ton or 1 purchase every other month will do?

Thanks in advance My Fico Fam!

 

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 1 of 25
24 REPLIES 24
slickwidit
Established Contributor

Re: Lowes approval

crap... Mods could you please move to the cred card approval.

 

thanks 

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 2 of 25
M_Smart007
Legendary Contributor

Re: Lowes approval

Message 3 of 25
AllZero
Mega Contributor

Re: Lowes approval

Congratulations on your approval!

Message 4 of 25
M_Smart007
Legendary Contributor

Re: Lowes approval

@slickwidit, If you want the Lowe's card to grow, use it a lot.

if not, under normal conditions a charge every 6 months.

 

Due to recent events, I have been using Synch cards every 1-3 months depending on the card. all JMHO

 

ETA: Probably best not to have too much Sync exposure right now.

Message 5 of 25
CreditAggie
Community Leader
Super Contributor

Re: Lowes approval

Congratulations on your Lowe's approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 25
Anonymous
Not applicable

Re: Lowes approval

Congratulations!

Message 7 of 25
Credit4Growth
Senior Contributor

Re: Lowes approval

👍Congrats!!! ...and on the Macy's CLI too!

Message 8 of 25
Gmood1
Super Contributor

Re: Lowes approval

The Lowe's card is a different animal than most of the other synchrony cards.

It can grow fast! You can call Synchrony now and asked for a CLI on it, If you want to.

The overseas credit solutions always worked best for me.

1 877-379-8173

 

Mine went from $6k to $35k in less than a month. That was almost 4 years ago.

Message 9 of 25
nuohlac
Valued Contributor

Re: Lowes approval

Congratulations on your approval!!! I used mine for a total of $26 and 3 SP CLI's to reach the max of $35K (Opened Late July 2019 max limit in Nov. 2019). Once I got there I actually have used it quite often. This month was bidet toilet seats for all of my bathrooms. This card is a real gem for anyone without a military discount at Lowes. 




Message 10 of 25
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