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Macy's Amex Approved

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Anonymous
Not applicable

Re: Macy's Amex Approved

Very nice, congrats

Message 41 of 53
chalupaman
Super Contributor

Re: Macy's Amex Approved

Wow.

 

Called back Macy's Credit department, I asked for the Club account and requested $10k again and they gave me the full $10k. All of this with just a SP. I really like how they're not that inquiry sensitive about this either and the woman even complimented me on my credit too. Haven't even used any of my Macys lines yet. Think it helped to have that CSP there too.

 

And next month, they really are merging all the non Macy's Amex CLs together but you'll be able to use the card for different financing options, etc from what the CS rep told me. Macy's Amex will remain its own CL. I'll have something even higher than what I had for Lowes and somewhere where I actually shop. Couldn't get any better than this. Easiest CLI ever.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 42 of 53
B335is
Moderator Emeritus

Re: Macy's Amex Approved

Wow that's great popamode!! So you got the furniture and club accounts added? What's the difference between club and jewelry accts?
Message 43 of 53
chalupaman
Super Contributor

Re: Macy's Amex Approved


@B335is wrote:
Wow that's great popamode!! So you got the furniture and club accounts added? What's the difference between club and jewelry accts?

Yes I did. I was completely surprised that they didn't counteroffer for the second one. They gave me the whole thing. Talk about one of the most generous store cards I've ever had. The whole thing about the merging accounts next month is completely true.

 

They told me the jewelry account is the Club account on the phone. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 44 of 53
B335is
Moderator Emeritus

Re: Macy's Amex Approved

Ok thanks for the info it's really good to hear you got $20k in just two calls. I think even if you make a small purchase that's good enough, they just want some usage.
Message 45 of 53
chalupaman
Super Contributor

Re: Macy's Amex Approved


@B335is wrote:
Ok thanks for the info it's really good to hear you got $20k in just two calls. I think even if you make a small purchase that's good enough, they just want some usage.

I just wasn't sure how small the purchases can be because that's what I'm gonna do with all the Macys lines. Put small charges on them and stuff to keep them active. Some people even just buy gum every once in a while with high TLs like these.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 46 of 53
Saleen099
Senior Contributor

Re: Macy's Amex Approved


@chalupaman wrote:

Wow.

 

Called back Macy's Credit department, I asked for the Club account and requested $10k again and they gave me the full $10k. All of this with just a SP. I really like how they're not that inquiry sensitive about this either and the woman even complimented me on my credit too. Haven't even used any of my Macys lines yet. Think it helped to have that CSP there too.

 

And next month, they really are merging all the non Macy's Amex CLs together but you'll be able to use the card for different financing options, etc from what the CS rep told me. Macy's Amex will remain its own CL. I'll have something even higher than what I had for Lowes and somewhere where I actually shop. Couldn't get any better than this. Easiest CLI ever.


Congrats!!!!!!!! 

Message 47 of 53
Saleen099
Senior Contributor

Re: Macy's Amex Approved


@chalupaman wrote:

@B335is wrote:
Ok thanks for the info it's really good to hear you got $20k in just two calls. I think even if you make a small purchase that's good enough, they just want some usage.

I just wasn't sure how small the purchases can be because that's what I'm gonna do with all the Macys lines. Put small charges on them and stuff to keep them active. Some people even just buy gum every once in a while with high TLs like these.


Small purchase on all 3 or just a small purchase to keep it active?

Message 48 of 53
chalupaman
Super Contributor

Re: Macy's Amex Approved


@Saleen099 wrote:

@chalupaman wrote:

@B335is wrote:
Ok thanks for the info it's really good to hear you got $20k in just two calls. I think even if you make a small purchase that's good enough, they just want some usage.

I just wasn't sure how small the purchases can be because that's what I'm gonna do with all the Macys lines. Put small charges on them and stuff to keep them active. Some people even just buy gum every once in a while with high TLs like these.


Small purchase on all 3 or just a small purchase to keep it active?


They told me I should see those accounts on the next statement or something. I think since the merge is coming up really soon that you wouldn't have to worry about putting charges onto it right away.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 49 of 53
Saleen099
Senior Contributor

Re: Macy's Amex Approved


@chalupaman wrote:

@Saleen099 wrote:

@chalupaman wrote:

@B335is wrote:
Ok thanks for the info it's really good to hear you got $20k in just two calls. I think even if you make a small purchase that's good enough, they just want some usage.

I just wasn't sure how small the purchases can be because that's what I'm gonna do with all the Macys lines. Put small charges on them and stuff to keep them active. Some people even just buy gum every once in a while with high TLs like these.



Small purchase on all 3 or just a small purchase to keep it active?


They told me I should see those accounts on the next statement or something. I think since the merge is coming up really soon that you wouldn't have to worry about putting charges onto it right away.


Okay cool. So this means Bloomingdales will be doing the same. 😳

Message 50 of 53
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