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Macy's Credit Card CLI Request - Is it always a soft pull. Update- Approved!

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AlmostNJ
Regular Contributor

Macy's Credit Card CLI Request - Is it always a soft pull. Update- Approved!

My wife and I both have a Macys card.  When I apply for a CLI it says they won't request a credit report.  On my wife's it says they will.  Does anyone know the real story on this?

Message 1 of 11
10 REPLIES 10
FinStar
Moderator Emeritus

Re: Macy's Credit Card CLI Request - Is it always a soft pull

It is not always SP.  The majority of reported DPs points to SP CLIs, but not every account would qualify.  If you see the language where a potential HP is possible, you have the option to not submit the request.

 

For situations where a credit report will not be requested, then it'll be SP.

Message 2 of 11
AlmostNJ
Regular Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull

Well i did get my cli up to 25k. No HP! Yay

Message 3 of 11
AllZero
Mega Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull

Congratulations on your CLI!

Message 4 of 11
dudefromtx
Established Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull. Update- Approved!

Congrats on your CLI!

Message 5 of 11
M_Smart007
Legendary Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull


@AlmostNJ wrote:

Well i did get my cli up to 25k. No HP! Yay


Congratulations!

Message 6 of 11
mmajer4211
Regular Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull

That's great! Congrats!

MASSIVE OVERHALL (48) MONTHS IN



Message 7 of 11
cashorcharge
Community Leader
Super Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 8 of 11
gdale6
Moderator Emeritus

Re: Macy's Credit Card CLI Request - Is it always a soft pull


@AlmostNJ wrote:

Well i did get my cli up to 25k. No HP! Yay


Sweet, enjoy it Smiley Happy

Message 9 of 11
BAD_UP
Established Contributor

Re: Macy's Credit Card CLI Request - Is it always a soft pull. Update- Approved!

Congrats on your CLI🎉👍




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