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Macy's Major Purchase account Approved easy as pie

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chalupaman
Super Contributor
‎05-11-2015 02:08 PM
‎05-11-2015 02:08 PM

Re: Macy's Major Purchase account Approved easy as pie

@Ford725 wrote:

Congrats  on your new account! Do you know which bureau they SP?

EX but I've had quite a few in the past six months and they still gave me the credit.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 11 of 28
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Ford725
Established Contributor
‎05-11-2015 02:13 PM
‎05-11-2015 02:13 PM

Re: Macy's Major Purchase account Approved easy as pie

@chalupaman wrote:
@Ford725 wrote:

Congrats  on your new account! Do you know which bureau they SP?

EX but I've had quite a few in the past six months and they still gave me the credit.

Cool. Thank you. 

Current Scores: FICO08 670 EQ, FICO08 703 TU, FICO08 661 EX
Goal Score: 700's all 3 (07/2016)
Walmart $6k | Chevron $4k | Firestone $2.2k | Capital One Venture $5.4k | Quicksilver One MC $1.3k | Capital One Platinum MC $1k | Bloomingdales $12k | Amazon Prime $6k | Ebates Visa $12k | The Gap Visa $7k | Banana Republic Visa $7 | Brylane Home $2.6k | Express $2.5k | Overstock $1.85k | Macy's $11.3k | Stash Visa $12k | Lowe's $12k | Care Credit $5k | Macy's Amex $2.1k | Chase Amazon Visa $.5k | Cabela's Club Visa $2k
Message 12 of 28
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Anonymous
Not applicable
‎05-11-2015 02:44 PM
‎05-11-2015 02:44 PM

Re: Macy's Major Purchase account Approved easy as pie

@chalupaman wrote:
@Anonymous wrote:

thanks popa! 

i like SP CL. ha i told my gf and she was like you spend too much time reading myfico haha

and on the regular macy's revolver?  i ask for one one every 3-4 months! 

 

hopefuly they merge these accts. on june or so. i do use both amex and macys line often. every thing retail related.

@chalupaman wrote:

No problem man.

 

Congratulations.

 

I never a thread for mine but I also got Club Account for the same limit as Furniture. Most amazing part about this is no HP to do this and the combined limits total from Macys will be more than the highest limit I ever had. So glad I don't have to go to a CU or anything like that to get this sort of limit card either.

 

Do you know how long it takes to get a CLI on the revolving account? Mine is $1k right now.

 

 

I guess I can ask for one in June then. I just gotta put a charge on the card finally and pay it in full. Do they require a lot of spending for CLIs?

 

Also I'd be surprised if they gave more. This is seriously quite a lot from them. I had no idea they were this generous.

 

 

im sure that even without a lot of usage you will get an increase! i would not wait that long to get it. specially since its a SP 

Message 13 of 28
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Anonymous
Not applicable
‎05-11-2015 03:01 PM
‎05-11-2015 03:01 PM

Re: Macy's Major Purchase account Approved easy as pie

@Ford725 wrote:

Congrats  on your new account! Do you know which bureau they SP?

Thanks, it was a soft pull.

Message 14 of 28
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Anonymous
Not applicable
‎05-11-2015 03:02 PM
‎05-11-2015 03:02 PM

Re: Macy's Major Purchase account Approved easy as pie

Thanks!

Message 15 of 28
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Anonymous
Not applicable
‎05-11-2015 03:33 PM
‎05-11-2015 03:33 PM

Re: Macy's Major Purchase account Approved easy as pie

Thats nice, congrats

Message 16 of 28
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App_Addict
Valued Contributor
‎05-11-2015 04:21 PM
‎05-11-2015 04:21 PM

Re: Macy's Major Purchase account Approved easy as pie

Congratulations on your success!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 17 of 28
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Anonymous
Not applicable
‎05-11-2015 04:24 PM
‎05-11-2015 04:24 PM

Re: Macy's Major Purchase account Approved easy as pie

congrats!

Message 18 of 28
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Anomalous
Senior Contributor
‎05-11-2015 06:59 PM
‎05-11-2015 06:59 PM

Re: Macy's Major Purchase account Approved easy as pie

Nice! Congratulations!

Keep both your credit and your body in top shape!

Message 19 of 28
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Anonymous
Not applicable
‎05-11-2015 08:51 PM
‎05-11-2015 08:51 PM

Re: Macy's Major Purchase account Approved easy as pie

thanks!

@Anomalous wrote:

Nice! Congratulations!

 

Message 20 of 28
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