One the CLI train with Macy's started it hasn't stopped (yet). I've had my card for a few years and they were one of the few to give me credit while rebuilding. Within the last few months it finally went from my miniscule $100 starting line to $3,200 as of today. All SP increases from their website.
I have a Macy's card with the Amex number on it. When I click on my request credit line increase button in my on line account - it asks for information and then AFTER you click on submit it asks me to confirm the request and give them permission to pull my credit. In my case a HP is not worth it right now. So I hit cancel instead of submit. Maybe the store only card is different?
Info here on Macys cli. I as well have the verbiage that once I hit submit for a cli it’s giving permission to pull report . It must be a soft pull cause I have asked for cli over a dozen times on my Macys store card and never got a hard pull. Got my card in August last year with 500 limit . After 2 months I got it raised to 3000. A few denials after that until I figured out I have to wait until the 15th of every month to ask for cli . Then went from 3000 to 7000. Then 7000 to 15000. Then to 20000 then to 25000. All soft pulls . Got cli every month on the 15th. (1 day after my statement cut ) Also have the bloomies amex card which is serviced by dsnb as well. Same verbiage with cli . I input my amount I want , submit to them pulling report and every month I get a 1500 soft pull cli. Ymmv of course but in my experience I have never gotten a hard pull and they are good about giving a cli every month . 🤗
Initial Goal: Min. 740 w/all CRAs - Met Interim Goal: 780 w/all CRAs - Met Current Goal(s): Min. 800 w/all CRAs Gardening Until: ??/??/202?| Last App: 10/20/2023
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