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Macy's

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AverageJoesCredit
Legendary Contributor

Re: Macy's

Great for you CreditInspired, Macys has really been great as if lateSmiley Happy
Message 11 of 22
Anonymous
Not applicable

Re: Macy's

Great progress in a short time!

Message 12 of 22
Anonymous
Not applicable

Re: Macy's


@MissMoni223 wrote:

CONGRATS on your CLI!!! I absolutely LOVE Macy's, currently my highest CL at $22,500!!! Smiley Happy


WOW.....22,500!!!-----------How often can a CLI be requested. I have had mine about 8 mos...would calling them be better than online? PLEASE tell me your secret

Message 13 of 22
CreditInspired
Community Leader
Super Contributor

Re: Macy's

Thanks everybody and WTG MissMoni.

I called both times because I wanted verbal confirmation that it would be a SP.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 14 of 22
Anonymous
Not applicable

Re: Macy's

I have been reading how generous Macy's has been lately for the store card. I have the Macy's Amex version. I was wondering if CLI were as easy to come by with that version?
Message 15 of 22
Anonymous
Not applicable

Re: Macy's

I just requested a CLI on our Macy's account that was opened in Nov. I was a tad nervous because we've opened a few cards recently which has yo-yo'd our scores a bit. I told the rep that the low limit made it a little difficult to use the card regularly. I was pleasently surprised when they raised our SL from $300 to $1000.

 

FWIW: for those who might be curious, CLI with Macy's IS A HARD PULL. Which I'm not too happy about, but I suppose that's the name of the game.

Message 16 of 22
Anonymous
Not applicable

Re: Macy's

Congrats on your CLI..

Message 17 of 22
iamdetermined
Frequent Contributor

Re: Macy's

Congrats! Weird that they did a hard pull for you. I requested, and received a CLI yesterday - soft pull online! I've never called for my increases, and *knocking on wood* I haven't received any hard pulls for online CLI requests.
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 18 of 22
Anonymous
Not applicable

Re: Macy's

A CLI request that is submitted online can be either a HP or a SP.  It will depend on your present status with Macy’s.  

 

The verbiage in the screenshot below is indicative of what you would see in the event of a HP: F145A0D5-6D6E-4492-BC9D-E09FF7963F70.jpeg

 

 

If you don’t see this verbiage, it is likely to be a SP. 

 

As with everything in credit YMMV. But generally, Macy’s CLI request are SP. 

Message 19 of 22
Anonymous
Not applicable

Re: Macy's


@Anonymous wrote:

A CLI request that is submitted online can be either a HP or a SP.  It will depend on your present status with Macy’s.  

 

The verbiage in the screenshot below is indicative of what you would see in the event of a HP: F145A0D5-6D6E-4492-BC9D-E09FF7963F70.jpeg

 

 

If you don’t see this verbiage, it is likely to be a SP. 

 

As with everything in credit YMMV. But generally, Macy’s CLI request are SP. 


i see this everytime i ask for my macys cli, about ten so far, and never have gotten a hard pull so that message is not always indicative of a hard pull, definitely ymmv.

Message 20 of 22
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