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Macys Furniture Approved!!!

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pip3man
Valued Contributor

Macys Furniture Approved!!!

just wanna share this real quick. Called the backdoor number listed here and requested to have the Furniture line added to my existing account and within 5mins I was approved for $6400 yikes! I had asked for only $2000. Quick facts for those who may be wondering: according to the rep the account reports as an installment loan/account, the credit line is reusable so long as there is available credit and the primary account remains open in good standing. I am so loving Macys right about now. $5600 in jewelry line, $6400 in furniture, $3000 in Macys American Express and $1000 in Macys Store. I'm definitely satisfied, cant wait for them to actually report!

Message 1 of 33
32 REPLIES 32
coldnmn
Mega Contributor

Re: Macys Furniture Approved!!!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 33
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys Furniture Approved!!!

So the furniture CL doesnt close once done paying off?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 33
pip3man
Valued Contributor

Re: Macys Furniture Approved!!!


@BearsAndTurtlesRtheBest wrote:

So the furniture CL doesnt close once done paying off?


according to the rep I spoke, yes it doesn't close. She said it's reusable and as always u can call them yourself to verify and report back here (if you can) so we can be very certain if another rep confirms the same thing.

Message 4 of 33
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys Furniture Approved!!!

I think will call them be right back!!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 5 of 33
B335is
Moderator Emeritus

Re: Macys Furniture Approved!!!

Macy's loves you.  Are each of these hard pulls?

Message 6 of 33
pip3man
Valued Contributor

Re: Macys Furniture Approved!!!


@B335is wrote:

Macy's loves you.  Are each of these hard pulls?


hahaha I know right... when I be getting those high CL from them my jaws be dropping but I be acting cool like it's really nothing to me lmfaoo. I dont want them to go reverse the decision and be like we giving this dude the highest CL he prolly ever got lol. And NOPE none of them resulted in a hard pull whatsoever. I'm stoked Smiley Happy

Message 7 of 33
pip3man
Valued Contributor

Re: Macys Furniture Approved!!!


@BearsAndTurtlesRtheBest wrote:

I think will call them be right back!!!


please do so... thanks much I appreciate ur effort!

Message 8 of 33
B335is
Moderator Emeritus

Re: Macys Furniture Approved!!!


@pip3man wrote:

@B335is wrote:

Macy's loves you.  Are each of these hard pulls?


hahaha I know right... when I be getting those high CL from them my jaws be dropping but I be acting cool like it's really nothing to me lmfaoo. I dont want them to go reverse the decision and be like we giving this dude the highest CL he prolly ever got lol. And NOPE none of them resulted in a hard pull whatsoever. I'm stoked Smiley Happy


haha....see I'm way better at handling denials in the privacy of my kitchen with a bottle jim beam.

 

So you just took 1 hard pull initially for the store/Amex card and the jewelry and furniture were added with soft pulls?  

Message 9 of 33
pip3man
Valued Contributor

Re: Macys Furniture Approved!!!


@B335is wrote:

@pip3man wrote:

@B335is wrote:

Macy's loves you.  Are each of these hard pulls?


hahaha I know right... when I be getting those high CL from them my jaws be dropping but I be acting cool like it's really nothing to me lmfaoo. I dont want them to go reverse the decision and be like we giving this dude the highest CL he prolly ever got lol. And NOPE none of them resulted in a hard pull whatsoever. I'm stoked Smiley Happy


haha....see I'm way better at handling denials in the privacy of my kitchen with a bottle jim beam.

 

So you just took 1 hard pull initially for the store/Amex card and the jewelry and furniture were added with soft pulls?  


@lmaooo @Anonymous beam u got me ctfu here. maybe i should do the same when I'm ready to get the denial for the AMEX I wanna apply for lol. u are funny hahaha but yeah it was just that one hard pull the first time before I went all in lol. I don't even think they SP'd me bcos I check my EX everyday, ya know via the backdoor method and there was never a SP listing for Macys. They might be SP'ing on TU/EQ but I haven't checked yet. As a matter of fact, I'll check them now and see if they did on any of those. Will get back to u in a min

 

UPDATE: just checked and there was no hard pull or soft pull on all 3 credit bureaus so I'm guessing they used that one CR they already had on file for the approvals.

Message 10 of 33
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