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just wanna share this real quick. Called the backdoor number listed here and requested to have the Furniture line added to my existing account and within 5mins I was approved for $6400 yikes! I had asked for only $2000. Quick facts for those who may be wondering: according to the rep the account reports as an installment loan/account, the credit line is reusable so long as there is available credit and the primary account remains open in good standing. I am so loving Macys right about now. $5600 in jewelry line, $6400 in furniture, $3000 in Macys American Express and $1000 in Macys Store. I'm definitely satisfied, cant wait for them to actually report!
Congrats! Thanks for sharing.
So the furniture CL doesnt close once done paying off?
@BearsAndTurtlesRtheBest wrote:So the furniture CL doesnt close once done paying off?
according to the rep I spoke, yes it doesn't close. She said it's reusable and as always u can call them yourself to verify and report back here (if you can) so we can be very certain if another rep confirms the same thing.
I think will call them be right back!!!
Macy's loves you. Are each of these hard pulls?
@B335is wrote:Macy's loves you. Are each of these hard pulls?
hahaha I know right... when I be getting those high CL from them my jaws be dropping but I be acting cool like it's really nothing to me lmfaoo. I dont want them to go reverse the decision and be like we giving this dude the highest CL he prolly ever got lol. And NOPE none of them resulted in a hard pull whatsoever. I'm stoked ![]()
@BearsAndTurtlesRtheBest wrote:I think will call them be right back!!!
please do so... thanks much I appreciate ur effort!
@pip3man wrote:
@B335is wrote:Macy's loves you. Are each of these hard pulls?
hahaha I know right... when I be getting those high CL from them my jaws be dropping but I be acting cool like it's really nothing to me lmfaoo. I dont want them to go reverse the decision and be like we giving this dude the highest CL he prolly ever got lol. And NOPE none of them resulted in a hard pull whatsoever. I'm stoked
haha....see I'm way better at handling denials in the privacy of my kitchen with a bottle jim beam.
So you just took 1 hard pull initially for the store/Amex card and the jewelry and furniture were added with soft pulls?
@B335is wrote:
@pip3man wrote:
@B335is wrote:Macy's loves you. Are each of these hard pulls?
hahaha I know right... when I be getting those high CL from them my jaws be dropping but I be acting cool like it's really nothing to me lmfaoo. I dont want them to go reverse the decision and be like we giving this dude the highest CL he prolly ever got lol. And NOPE none of them resulted in a hard pull whatsoever. I'm stoked
haha....see I'm way better at handling denials in the privacy of my kitchen with a bottle jim beam.
So you just took 1 hard pull initially for the store/Amex card and the jewelry and furniture were added with soft pulls?
@lmaooo @Anonymous beam u got me ctfu here. maybe i should do the same when I'm ready to get the denial for the AMEX I wanna apply for lol. u are funny hahaha but yeah it was just that one hard pull the first time before I went all in lol. I don't even think they SP'd me bcos I check my EX everyday, ya know via the backdoor method and there was never a SP listing for Macys. They might be SP'ing on TU/EQ but I haven't checked yet. As a matter of fact, I'll check them now and see if they did on any of those. Will get back to u in a min
UPDATE: just checked and there was no hard pull or soft pull on all 3 credit bureaus so I'm guessing they used that one CR they already had on file for the approvals.