Macys cli!

ronstar7 · ‎05-22-2015

Hello just wnated to share in the hope of helping anyone.

Finally after my third attempt Macys finally said yes. Got the crad in July of 2014 with a limit of $300. Today I did a chat and asked for $1,000 to make it $1,300. She counterted at total $600. So i got an extra $300, I took it lol. Not what I wanted but Im happy!!!

Utl is high around 50-52% overall, with them I was was nearly maxed out and they still said yes. Dont know what my ficos are as I havent pulled them in a while. Still in the garden awaiting my gold spade!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700

Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer

I-think-I-can · ‎05-22-2015

Congrats on the cli

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board

Anomalous · ‎05-22-2015

@ronstar7 wrote:
Hello just wnated to share in the hope of helping anyone.

Finally after my third attempt Macys finally said yes. Got the crad in July of 2014 with a limit of $300. Today I did a chat and asked for $1,000 to make it $1,300. She counterted at total $600. So i got an extra $300, I took it lol. Not what I wanted but Im happy!!!

Utl is high around 50-52% overall, with them I was was nearly maxed out and they still said yes. Dont know what my ficos are as I havent pulled them in a while. Still in the garden awaiting my gold spade!

Congratulations on the CLI!

Keep both your credit and your body in top shape!

Anonymous · ‎05-22-2015

Congrats on the CLI!

chalupaman · ‎05-22-2015

@ronstar7 wrote:
Hello just wnated to share in the hope of helping anyone.

Finally after my third attempt Macys finally said yes. Got the crad in July of 2014 with a limit of $300. Today I did a chat and asked for $1,000 to make it $1,300. She counterted at total $600. So i got an extra $300, I took it lol. Not what I wanted but Im happy!!!

Utl is high around 50-52% overall, with them I was was nearly maxed out and they still said yes. Dont know what my ficos are as I havent pulled them in a while. Still in the garden awaiting my gold spade!

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down