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Macys sp increase

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ronstar7
Established Contributor

Macys sp increase

HI all,

 

Just wanted to share to help anyone. Got another sp increase on my macys card 2 days ago. Limit is now 2,000 was at 1,400. Asked for 1,000 they countered with 500 I took it. I called in and spoke with a rep, aksed if it was had or soft she said no its a soft, if it was a hard I would ask your permission before pulling. Then I think I called either chase or discover for one. Rep told me I had to unfreeze, I said oh so its a hard pull he said no its a soft but we still cant pull the soft with the freeze. I told him I would call back, bever did. Didnt feel like unfreezing lol. Comenity seems to have threw me out, no increases in 2 months and it was always every month like clock work. Wonder if I'm maxed out or they just see the spree I went on last month. Either way does matter I dont need the extra money just wanted it. Express and Vickie are the only ones I really use then PIF.

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Macys sp increase

Congratulations, Ron!

Message 2 of 18
Anonymous
Not applicable

Re: Macys sp increase


@ronstar7 wrote:

HI all,

 

Just wanted to share to help anyone. Got another sp increase on my macys card 2 days ago. Limit is now 2,000 was at 1,400. Asked for 1,000 they countered with 500 I took it. I called in and spoke with a rep, aksed if it was had or soft she said no its a soft, if it was a hard I would ask your permission before pulling. Then I think I called either chase or discover for one. Rep told me I had to unfreeze, I said oh so its a hard pull he said no its a soft but we still cant pull the soft with the freeze. I told him I would call back, bever did. Didnt feel like unfreezing lol. Comenity seems to have threw me out, no increases in 2 months and it was always every month like clock work. Wonder if I'm maxed out or they just see the spree I went on last month. Either way does matter I dont need the extra money just wanted it. Express and Vickie are the only ones I really use then PIF.


Congratulations!...Thanks For Sharing.Smiley Wink

Message 3 of 18
Anonymous
Not applicable

Re: Macys sp increase

I'm almost certain you'll be getting an alert for a HP with Macy's. Unless something has changed drastically in the last 2 months the reps don't no what they're talking about. Congratulations anyway! Keep us posted if nothing happens in two or three days. 

Message 4 of 18
alextercero
Super Contributor

Re: Macys sp increase

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 18
ronstar7
Established Contributor

Re: Macys sp increase


@Anonymous wrote:

I'm almost certain you'll be getting an alert for a HP with Macy's. Unless something has changed drastically in the last 2 months the reps don't no what they're talking about. Congratulations anyway! Keep us posted if nothing happens in two or three days. 


Nope never get hp, this is my second one in 4 months. Each case is diff some people they feel the need to hp and some they dont. Dont know why 

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 6 of 18
ronstar7
Established Contributor

Re: Macys sp increase


@Anonymous wrote:

Congratulations, Ron!


Thanks but I'm the Star in the name dw is the Ron Smiley Happy

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 7 of 18
CountryLivin
Valued Contributor

Re: Macys sp increase

Congratulations on the increases!!!!!

Message 8 of 18
Anonymous
Not applicable

Re: Macys sp increase

Congrats on your success!
Message 9 of 18
Anonymous
Not applicable

Re: Macys sp increase

Congrats!

Message 10 of 18
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