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Macys store card CLI!!!!

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jamevfan
Frequent Contributor

Macys store card CLI!!!!

2 months in with a starting CL of 300 and i did a CLI request online and was approved for a 500 increase. Progress!!!

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Macys store card CLI!!!!

Congrats! keep up the good work

Message 2 of 12
AverageJoesCredit
Legendary Contributor

Re: Macys store card CLI!!!!

Awesome! I started at 300 am at 2100 now , though they can be hit or miss. Sometimes sp sometimes they hpSmiley Sad. But all in all i like it Smiley Happy EnjoySmiley Happy
Message 3 of 12
CountryLivin
Valued Contributor

Re: Macys store card CLI!!!!


@AverageJoesCredit wrote:
Awesome! I started at 300 am at 2100 now , though they can be hit or miss. Sometimes sp sometimes they hpSmiley Sad. But all in all i like it Smiley Happy EnjoySmiley Happy

Is there a way to know whether it will be a HP or SP before you go for it?

Message 4 of 12
jamevfan
Frequent Contributor

Re: Macys store card CLI!!!!

I hevent gotten a hit as of yet but I believe its hit or miss with them on the increases...I will post if that changes

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 5 of 12
Anonymous
Not applicable

Re: Macys store card CLI!!!!


@jamevfan wrote:

2 months in with a starting CL of 300 and i did a CLI request online and was approved for a 500 increase. Progress!!!


Congratulations! 

Every little bit of an increase helps ! 

Progress is right ! 

Message 6 of 12
AverageJoesCredit
Legendary Contributor

Re: Macys store card CLI!!!!

@countrylivin, perhaps if you call in and talk with an agent you could inquire whether itll be a sp or hp ( not sure if this is an option). In my experience i just hit the request credit limit button fill in the income and hope for the best. I definitly will take more cautious approach after my last increase as it was a hard pull and was only given 600. Happy approved but for only 600, not really worth the hp in my opinionSmiley Sad i believe my request back in feb was a sp cuz i never saw any hp so i believe it truely is ymmv Smiley Happy
Message 7 of 12
Anonymous
Not applicable

Re: Macys store card CLI!!!!


@jamevfan wrote:

2 months in with a starting CL of 300 and i did a CLI request online and was approved for a 500 increase. Progress!!!


Congratulations to you!...Thanks for sharing.Smiley Tongue

Message 8 of 12
Vegas4Play
Valued Contributor

Re: Macys store card CLI!!!!

Congrats to you !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 9 of 12
Anonymous
Not applicable

Re: Macys store card CLI!!!!

Congrats!

Message 10 of 12
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