@scenery_guy wrote:
I have a 14 day job in San Antonio coming up at the convention center and have the need to stay at one of the Marriott properties. I don't hold a Marriott card so I decided to bite the bullet a little early and start a new round of cards (getting hard to find a new card to get that I actually need). I applied for the Marriott Rewards Premier with a 70K offer I found online. No statement credit of $100 like other offers but I would rather have the points as the hotel charges are always billed back to my clients and I send them a copy of the statements.
Applied last Sunday and got the 7-10 day message, that's typical with Chase for me. I called recon (888-245-0625) after a few hours and they took a look and said it was still processing and that I needed to call verification department. That's a first. I was provided the phone number and a reference number. Closed on weekends so I called on Monday afternoon and after several very detailed questions about a couple of my other Chase cards and checking account they put me on hold. Came back and said I was approved and my limit was $5,000. Cool, I will take the card and points but that's really low. It's my lowest limit with Chase by far and my second lowest limit just above my US Air card at $2K (thanks Barclays I won't spend it in one place).
My question is should I call and recon this limit? The average of my other 4 chase credit cards is $13,700 and I have a Ink Bold. I have business and personal checking and savings and an investment account. Deposits well over 6 figures and all the other card see monthly usage. INQ not out of this world but I'm active in applying for cards every 90+ days. It was a single pull on EX.
I guess other option is to move some limits around but I was hoping not to have to do this until they would not approve a card unless I authorized a move or closure to get the new card. Might be getting close to my internal limit.
Any experiences to share? Thanks!
I think you may be approaching your internal limit with Chase. Also, to note any customer initiated requests for CLIs are usually HP (mostly EX)
AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
