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So it's been a year since my last post got hammered and did a super massive app spree with some massive approvals
BOFA - denied
chase southwest -denied
chase Freedom 5-7 days hoping for approval
amex platinum-Denied
Walmart card----"""" massive 400$ approval ""
citi double cash -DENIED
Citi Costco -DENIED
SOFI- Denied
shell gas card a blazing 550$ approval!!!!
about a dozen more 5-7 day waits hoping for these approvals now time to wait another year and do it again!!!
Anyone have my idea how long it takes to get these cards I'm so ready to start making some purchases
@Rmullens2208 wrote:So it's been a year since my last post got hammered and did a super massive app spree with some massive approvals
BOFA - denied
chase southwest -denied
chase Freedom 5-7 days hoping for approval
amex platinum-Denied
Walmart card----"""" massive 400$ approval ""
citi double cash -DENIED
Citi Costco -DENIED
SOFI- Denied
shell gas card a blazing 550$ approval!!!!
about a dozen more 5-7 day waits hoping for these approvals now time to wait another year and do it again!!!
@Rmullens2208 wrote:So it's been a year since my last post got hammered and did a super massive app spree with some massive approvals
BOFA - denied
chase southwest -denied
chase Freedom 5-7 days hoping for approval
amex platinum-Denied
Walmart card----"""" massive 400$ approval ""
citi double cash -DENIED
Citi Costco -DENIED
SOFI- Denied
shell gas card a blazing 550$ approval!!!!
about a dozen more 5-7 day waits hoping for these approvals now time to wait another year and do it again!!!
Wow, thats a major amount of apps at once, and i'm not shy myself when it comes to apping. finally this fall my inqs drop to a respectful level of less than 10.
Firstly CONGRATS on the couple of approvals you did get. some cards forward you a card number in advance of the physical card to make online purchases, but the physical card usually takes 10 - 14 days to receive. some lenders like discover are quicker and some like penfed are slower, ymmv.
when i started rebuilding some easy to get cards for me were, target 300 sl, kohls 300 sl, firestone 1k sl, valero gas 300 sl, ikea 550 sl, and big lots 750 sl.
some cards have a prequalification page, off the top of my head, discover, cap 1, amex, truist, and FNBO, to name a few.
Its best if you cool your heels right now and just manage the cards you have well and let that bunch of inqs age about a year or more.
You can check prequals without suffering a hard pull.
I have personally worked my way up via prequals but first i had to prove myself with baby limit cards.
Congrats on your approvals
Congrats on your Walmart and Shell gas approvals!!!
Congratulations on your approvals! 🎉
Congrats on the approvals you did get. However, can you share what your scores are.
Congratulations on your approvals! I would take the long list of denials as a sign to garden for a long while.