cancel
Showing results for 
Search instead for 
Did you mean: 

Mini App Spree

tag
Joebunaga
New Contributor

Mini App Spree

First off, thanks again for everyone who helps support this great community. This is one of the most informative sites I've ever fallen into.

 

I'd planned on apping for two more cards this year(Freedom and Amex Green) and then gardening for a bit. This was the month to do it and after debating it awhile I decided to app for the last four cards that I would find useful before going into a long term period of gardening. We want to buy a house in early '15, so I'd like my account to lie nice and dormant for awhile(no new cards and as few HP as possible).

So, this morning:

Apped for Amex Green with 25k MR offer, approved.

Apped for Freedom with the $200 cash back offer, approved with an $8k limit.

Apped for Sallie Mae WMC, approved with a $12.5k limit(highest yet, WOOHOO!!).

Apped for BoA Cash Rewards Visa with $100 cash back offer, and received 30 day notice.(update, approved with $7.5k limit after calling)

 

So far, my experience with BoA has been pretty mixed. I've set up a checking and saving account online and that took forever to get the approval, codes, debit card and to get the info to finish setting up my account online. I'm wondering if this is the case as well with their online CC app.

I probably should be patient, but I wondered if anyone else has had the same experience with BoA. Are they just slow to approve, or should I call and check in?

 

A very successful day!!!


I can't believe you like money too. We should hang out.

FICO(Barclay1\22\15) TU: 798 | FICO EX: 780 | FICO EQ(2\12\15):808 | In the Garden from 5/8/14 until ???
UFCU Visa $5k | Cap1 QS $10K | Jetblue Amex $18K | CSP $6.5K | Amex Green (NPSL) | Chase Freedom $18k | Sallie Mae WMC $15.5k| BoA 1-2-3 Visa $7.5k | Amex Everyday $16k | Amex Fidelity $10k |
Message 1 of 12
11 REPLIES 11
yudeology101
Senior Contributor

Re: Mini App Spree

Congratulations on your approvals!!  So envious of your scores...

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 12
coldnmn
Mega Contributor

Re: Mini App Spree

Congratulations!  Your welcome with open arms to the garden club. Go to the first page grab your tools plant your seedling and watch it grow. 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 12
Themanwhocan
Senior Contributor

Re: Mini App Spree

Congrats.

 

Browse to this web site: https://www.barclaycardus.com/

 

In the upper right corner near where you normally login, there is a link to check the status of your application now. That will give you the details on your Sallie Mae, whether it is a Platinum or a World MasterCard, and what the credit limit is.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 4 of 12
B335is
Moderator Emeritus

Re: Mini App Spree

Congrats! You have a really nice lineup now. BofA doesnt always give a quick decision. Ive been pretty fortunate with BofA recon, their analysts are great. If you decide to call just be prepared to go over anything on your report and why you want their card.
Message 5 of 12
Joebunaga
New Contributor

Re: Mini App Spree

Thanks Man, You Can throw some good advice. I was happy to get the card but figured I'd be patient getting the details until you sent that link.

Sallie WMC, 12.5K!!!! Thats officially now my highest limit!


I can't believe you like money too. We should hang out.

FICO(Barclay1\22\15) TU: 798 | FICO EX: 780 | FICO EQ(2\12\15):808 | In the Garden from 5/8/14 until ???
UFCU Visa $5k | Cap1 QS $10K | Jetblue Amex $18K | CSP $6.5K | Amex Green (NPSL) | Chase Freedom $18k | Sallie Mae WMC $15.5k| BoA 1-2-3 Visa $7.5k | Amex Everyday $16k | Amex Fidelity $10k |
Message 6 of 12
JKXX
New Contributor

Re: Mini App Spree

How did you get the $200 cash back offer from Chasae?

Age: 23
Last Inq: 10/24/14. EQ: 770 (10-02-13), TU08: 797 (10-27-14), EX: ??
Chase Ink $18,500 | REI Visa $17,000 | Chase Freedom $10,000 | Discover IT $10,000 | Sallie Mae $10,000 | Amex BCE $9,000 | BOA 123 $7,500 | US Bank Cash+ $7,000 | Wells Fargo Rewards $4,900 | Walmart Discover $6,500 | Chase Amazon $1,000
Message 7 of 12
Joebunaga
New Contributor

Re: Mini App Spree

They sent it as a targeted offer. I'd been hunting online for a coupon but never found anything but the $100. I apped for the CSP in August, then hunted down a $200 offer

to open a checking account and opened that in Sep. Chase sent me the offer after that, then they sent a second one in mid-Oct(same offer). So, I received two offers after doing a little bit of business with them.


I can't believe you like money too. We should hang out.

FICO(Barclay1\22\15) TU: 798 | FICO EX: 780 | FICO EQ(2\12\15):808 | In the Garden from 5/8/14 until ???
UFCU Visa $5k | Cap1 QS $10K | Jetblue Amex $18K | CSP $6.5K | Amex Green (NPSL) | Chase Freedom $18k | Sallie Mae WMC $15.5k| BoA 1-2-3 Visa $7.5k | Amex Everyday $16k | Amex Fidelity $10k |
Message 8 of 12
09Lexie
Moderator Emerita

Re: Mini App Spree

Message 9 of 12
Joebunaga
New Contributor

Re: Mini App Spree

Thanks for the advice Lexie! I did, and they approved for $7.5k. I'm very happy and wandering towards the garden(and waiting to see what this little spree is going to do to my score Smiley LOL)


I can't believe you like money too. We should hang out.

FICO(Barclay1\22\15) TU: 798 | FICO EX: 780 | FICO EQ(2\12\15):808 | In the Garden from 5/8/14 until ???
UFCU Visa $5k | Cap1 QS $10K | Jetblue Amex $18K | CSP $6.5K | Amex Green (NPSL) | Chase Freedom $18k | Sallie Mae WMC $15.5k| BoA 1-2-3 Visa $7.5k | Amex Everyday $16k | Amex Fidelity $10k |
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.