@s_haliz wrote:
@Anonymous wrote:
@heyarrnold wrote:
@Anonymous wrote:
@heyarrnold wrote:It will definitely be three hard pulls. Even if you apply for multiple CC's on the same day.
No. If you recently applied, the credit limits will not show up. The inquiries, yes, but not the limits.
Your scores are great and your AAOA is also great. Might as well enjoy your app spree. After all, you did wait 7 years
So I guess it would be better to apply today before the credit limits show up. Thanks for the reply!
It would also be helpful because your inquiries would age all together and fall off around the same time.
That is what I was thinking. So went for it and got approved for Discover IT with a credit limit of $9,500. I also was approved for Salle Mae with a credit limit of $10,000. Today was a good day! Thanks for your help! I guess I am done for a while. I would like to get another Amex in a bit for the back dating though.
Congrats!!!!!!!!!!
Thank You!
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@Anonymous wrote:
@heyarrnold wrote:
@Anonymous wrote:
@heyarrnold wrote:It will definitely be three hard pulls. Even if you apply for multiple CC's on the same day.
No. If you recently applied, the credit limits will not show up. The inquiries, yes, but not the limits.
Your scores are great and your AAOA is also great. Might as well enjoy your app spree. After all, you did wait 7 years
So I guess it would be better to apply today before the credit limits show up. Thanks for the reply!
It would also be helpful because your inquiries would age all together and fall off around the same time.
That is what I was thinking. So went for it and got approved for Discover IT with a credit limit of $9,500. I also was approved for Salle Mae with a credit limit of $10,000. Today was a good day! Thanks for your help! I guess I am done for a while. I would like to get another Amex in a bit for the back dating though.
Can you explain the backdating? Is there a thread on here about this? Even though it is a new card they backdated it? Curious?
@reneasworld wrote:
@Anonymous wrote:
@heyarrnold wrote:
@Anonymous wrote:
@heyarrnold wrote:It will definitely be three hard pulls. Even if you apply for multiple CC's on the same day.
No. If you recently applied, the credit limits will not show up. The inquiries, yes, but not the limits.
Your scores are great and your AAOA is also great. Might as well enjoy your app spree. After all, you did wait 7 years
So I guess it would be better to apply today before the credit limits show up. Thanks for the reply!
It would also be helpful because your inquiries would age all together and fall off around the same time.
That is what I was thinking. So went for it and got approved for Discover IT with a credit limit of $9,500. I also was approved for Salle Mae with a credit limit of $10,000. Today was a good day! Thanks for your help! I guess I am done for a while. I would like to get another Amex in a bit for the back dating though.
Can you explain the backdating? Is there a thread on here about this? Even though it is a new card they backdated it? Curious?
Once you lock in your MSD (Member Since Date) the year of subsequent cc's will reflect your MSD. Additional cc's*, will reflect the month of THAT card and the year of your MSD.
If you are a primary cardholder, your CR's will be backdated as well. Amex recently changed their policy to exclude the CR backdating for ACMs - when you become a primary, your CR's would be backdated for YOUR new cc.
*personal cards - business cards it's a YMMV
congrats
@09Lexie wrote:
@reneasworld wrote:
@Anonymous wrote:
@heyarrnold wrote:
@Anonymous wrote:
@heyarrnold wrote:It will definitely be three hard pulls. Even if you apply for multiple CC's on the same day.
No. If you recently applied, the credit limits will not show up. The inquiries, yes, but not the limits.
Your scores are great and your AAOA is also great. Might as well enjoy your app spree. After all, you did wait 7 years
So I guess it would be better to apply today before the credit limits show up. Thanks for the reply!
It would also be helpful because your inquiries would age all together and fall off around the same time.
That is what I was thinking. So went for it and got approved for Discover IT with a credit limit of $9,500. I also was approved for Salle Mae with a credit limit of $10,000. Today was a good day! Thanks for your help! I guess I am done for a while. I would like to get another Amex in a bit for the back dating though.
Can you explain the backdating? Is there a thread on here about this? Even though it is a new card they backdated it? Curious?
Once you lock in your MSD (Member Since Date) the year of subsequent cc's will reflect your MSD. Additional cc's*, will reflect the month of THAT card and the year of your MSD.
If you are a primary cardholder, your CR's will be backdated as well. Amex recently changed their policy to exclude the CR backdating for ACMs - when you become a primary, your CR's would be backdated for YOUR new cc.
*personal cards - business cards it's a YMMV
Thanks for the info.
Congrats! on the approvals Great effort! 