@Anonymous wrote:Oops i meant to post this in approvals. Sorry! If mod could move please
Navy finally throws me a bone...albeit a small bone.
I applied for the More Rewards card about 10 days ago and was denied. Submitted message asking why and finally today they answered saying that after looking at the application a second time they could approve me for...$500. It's gonna make getting that bonus a little challenging.
I wasn't expecting an approval from that message and I definitely wasn't expecting such a low limit though, so I'm equal parts happy and disappointed. At least it'll allow for me to use my secured cards less (Discover and Navy, each at $500) and finally, after several years, have an unsecured limit.
If anything I'm glad I didn't apply for predatory cards or get a load of store cards. I did expect my second Navy card to have a larger limit, though. I'll apply for cli in three months and the secured card I have with them will hopefully graduate next month (6th statement).
Current cards:
Disco secured $500 (Hopefully graduates in February)
Navy secured $500 ($200 deposit)
Cap1 secured $200(Waiting for 6th statement to see if limit will increase or maybe just close)
Navy More Rewards $500
Current FICO8 average of 657 between three bureaus
Tu9 694
Paid off last charge off this past summer.
i would take your starting lineup over many that people have to start
. Just know they will grow
. My CR started at $500 and through requests/ auto/ combos is now a $25k card that helped me tremendously during this Pandemic. And im probably lowest income earner on myFico so if you make anything above that, , sky is limit for you
