Multiple CLI and App Spree Success!!!

[sunni_one]

I love this forum and all of the great advice and info you all offer.  After reading through the myFico forums, I figured, why not try for some CLIs?  The CLIs increased my score a bit, which lead to an app spree! Here are my results:

Feb 28, 2014

Amazon Store Card   $2200-->$5000  SP, Initial CLI $300, Recon to $5k

Ann Taylor                   $2800-->$3200  SP

Capital One                $1100-->$4100  SP, PC’d to QS

Citi TYP (VS)               $6500-->$7200  SP, P/C to Quicksilver

Home Depot               $2500-->$8000  HP

Macy's                          $1200-->$2700  SP

Pier 1                           $1500-->$2500  SP

Total Rewards (VS)   $8000-->$10k    SP - Luv button $400 ea; APR change from 22.99% to 13.99%

Mar - April 2014

Amex Everyday          $10k    EX, Instant approval

Best Buy MC              $5k       EX, TU 7-10 day mssg, called to verify ID, Initial limit 3k, recon to $5k

B of A CR (VS)           $8k       EX, 30 day mssg, logged in chkg next day and saw the new acct

Discover It                  $8500  EQ, 7-10 day mssg, called, verified income, employment

Citi Simplicity             $13k     EX, Instant approval (using for a BT)

Thank you, everyone for sharing your wealth of knowledge!  I know I wouldn’t have been bold enough to pull the trigger if it weren’t for this great forum.  I feel a little anxious about all the new TL’s, but  I’m looking forward to my scores growing in the future, especially as my accounts and mortgage age.  I’ll have several Inquiries fall off in Oct and Dec (from mortgage shopping in 2012 and a few new accts for “new house” stuff), so that should bump me up a few points.  

My latest credit scores reflect the CLIs, payments on a few accounts and 3 of the new accounts reporting. I’ll see what the app spree effect is in the coming months.  I am content to garden for a long time!

Oldest Account: 18.3 years  

AAoA = 6.8 years

Experian Plus Starting Score: (2/15/14) EX: 718 - EQ: 734 - TU: 718

Experian Plus Current Score: (4/23/14) EX: 768 - EQ: 768 - TU: 748    

Goal Score: 800+

[coldnmn]

Congrats! Thanks for sharing.

[-Wade-]

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@sunni_one wrote:

I love this forum and all of the great advice and info you all offer.  After reading through the myFico forums, I figured, why not try for some CLIs?  The CLIs increased my score a bit, which lead to an app spree! Here are my results:

Feb 28, 2014

Amazon Store Card   $2200-->$5000  SP, Initial CLI $300, Recon to $5k

Ann Taylor                   $2800-->$3200  SP

Capital One                $1100-->$4100  SP, PC’d to QS

Citi TYP (VS)               $6500-->$7200  SP, P/C to Quicksilver

Home Depot               $2500-->$8000  HP

Macy's                          $1200-->$2700  SP

Pier 1                           $1500-->$2500  SP

Total Rewards (VS)   $8000-->$10k    SP - Luv button $400 ea; APR change from 22.99% to 13.99%

Mar - April 2014

Amex Everyday          $10k    EX, Instant approval

Best Buy MC              $5k       EX, TU 7-10 day mssg, called to verify ID, Initial limit 3k, recon to $5k

B of A CR (VS)           $8k       EX, 30 day mssg, logged in chkg next day and saw the new acct

Discover It                  $8500  EQ, 7-10 day mssg, called, verified income, employment

Citi Simplicity             $13k     EX, Instant approval (using for a BT)

Thank you, everyone for sharing your wealth of knowledge!  I know I wouldn’t have been bold enough to pull the trigger if it weren’t for this great forum.  I feel a little anxious about all the new TL’s, but  I’m looking forward to my scores growing in the future, especially as my accounts and mortgage age.  I’ll have several Inquiries fall off in Oct and Dec (from mortgage shopping in 2012 and a few new accts for “new house” stuff), so that should bump me up a few points.  

My latest credit scores reflect the CLIs, payments on a few accounts and 3 of the new accounts reporting. I’ll see what the app spree effect is in the coming months.  I am content to garden for a long time!

Oldest Account: 18.3 years  

AAoA = 6.8 years

Experian Plus Starting Score: (2/15/14) EX: 718 - EQ: 734 - TU: 718

Experian Plus Current Score: (4/23/14) EX: 768 - EQ: 768 - TU: 748    

Goal Score: 800+

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Congrats on your success

[gdale6]

Nice CLI & app spree, enjoy

[alvon123]

congrats

[Anonymous]

congrats! you give me hope! 

[Anonymous]

Awesome CLIs and approvals. You are hot Congrats!

[Kenny]

Great job! Congrats!

[One7]

Awesome!