cancel
Showing results for 
Search instead for 
Did you mean: 

Multiple CLI and approvals

tag
Anonymous
Not applicable

Multiple CLI and approvals

Victorias Secret - $350 - shopping cart trick (soft pull) My first Comenity Bank Card

Barclays VISA - CLI to $2500 (TU pull)

Amazon Store Card - CLI to $2500 (soft pull)

Old Navy - Pre-approval $400 UPDATE: CK shows as a HARD PULL Smiley Sad

 

 

With a TU of 665, I went ahead and applied on the Old Navy preapproval I was emailed ( I held off for months). Initial limit is only $400. Quite LOW! My lowest with Synchrony. So I called the Credit Analyst backdoor and went through all typical questions. Response was NOT AVAILABLE FOR A CLI at this time. Not sure if thats a denial but usually Sych would say NOT APPROVED FOR CLI. Different wording. I was told to wait 30 days. So I got the approval, and Store Card will come in handy. Any help on CLI?

 

 

 

Message 1 of 9
8 REPLIES 8
willwar14
Valued Contributor

Re: Multiple CLI and approvals

Old Navy is Sync, and Sync is always a HP for new account (SP for new account is more of a Comenity thing), And Congratz.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 2 of 9
Anonymous
Not applicable

Re: Multiple CLI and approvals

Ha! Had I known I probably wouldnt have app'd. Read somewhere that those pre-approval letters were a SP for another person. Ah well, lesson learned! Hopefully when I apply for the CLI again, that will remain a SP. Synch hasnt HP me for those yet!! 

Message 3 of 9
Anonymous
Not applicable

Re: Multiple CLI and approvals

I just got old navy visa and toys r us MasterCard both 2,000 limits. I tried for a cli on both cards, and was told the same thing. No cli for the account. Kinda sucks, but I will try again.
Message 4 of 9
Anonymous
Not applicable

Re: Multiple CLI and approvals


@Anonymous wrote:

Victorias Secret - $350 - shopping cart trick (soft pull) My first Comenity Bank Card

Barclays VISA - CLI to $2500 (TU pull)

Amazon Store Card - CLI to $2500 (soft pull)

Old Navy - Pre-approval $400 UPDATE: CK shows as a HARD PULL Smiley Sad

 

 

With a TU of 665, I went ahead and applied on the Old Navy preapproval I was emailed ( I held off for months). Initial limit is only $400. Quite LOW! My lowest with Synchrony. So I called the Credit Analyst backdoor and went through all typical questions. Response was NOT AVAILABLE FOR A CLI at this time. Not sure if thats a denial but usually Sych would say NOT APPROVED FOR CLI. Different wording. I was told to wait 30 days. So I got the approval, and Store Card will come in handy. Any help on CLI?

 

 

 


I think I got my Old Navy CLI via the luv button around the 3 month mark.  I had tried for a CLI upon activation via chat, but no luck.  So try again in three months and see what happens.  It's always a SP, so no harm in trying.  

Message 5 of 9
OmarGB9
Community Leader
Super Contributor

Re: Multiple CLI and approvals

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 9
Anonymous
Not applicable

Re: Multiple CLI and approvals

Thanks for the info. Will do. Each card has a learning curve I suppose. Good thing is... My portfolio continues to build.
Message 7 of 9
Anonymous
Not applicable

Re: Multiple CLI and approvals

Congrats! I wonder if thats a temporary cl for old navy. I'd love that card but really want the visa and not sure I'd get it.
Message 8 of 9
Country_Feller
Valued Contributor

Re: Multiple CLI and approvals

Good job and Congratulations!!!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.